Instead of liquidating your assets in an emergency to arrange money, you can take a loan against qualified financial instruments at attractive interest rates Interest rates on loans against securities (LAS) vary, depending on the instrument pledged A borrower can pledge stocks, mutual fund units (equity as well as debt), insurance policies and bonds Lenders have their own lists of securities that are acceptable.
In mutual funds, for example, lenders may accept units of select fund houses. Most banks and non-banking financial companies (NBFCs) have a specific list of ...
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