The interest rate on a personal loan is usually higher than on a home or an auto loan Maintain a good credit score by repaying all your debt obligations regularly and on time. A score of 750 plus will help you get a better rate on a personal loan Don't just approach your own bank.
Go loan shopping by comparing interest rates. Also look out for seasonal offers Check interest calculation method. Always go for a loan with a reducing interest rate calculation, instead of the costlier, flat-rate type If you work with a reputable company, the lender may offer ...
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