Personal Loan

Smart Strategies for Using a 10,000 Personal Loan During Emergencies

Learn smart ways to use a personal loan during emergencies, ensuring financial stability while meeting urgent needs.

Is pre-closing personal loans a smart move? Know benefits & drawbacks

You save on interest costs, particularly if you make early repayments in the loan cycle when interest forms a large portion of the EMI

Kotak Bank acquires StanChart's Rs 3,330 crore personal loan portfolio

Open to buy loan pools that meet risk-adjusted return norms

Fintechs capture 76% of personal loans as banks slowdown in H1 FY25

Banks experienced a 21 per cent drop in the volume of personal loans sanctioned, accompanied by a 30 per cent decline in loan value year-on-year, according to a new report

Growth in fintech personal loan value moderates in first 2 quarters of FY25

On a year-on-year (YoY) basis, fintech personal loan sanction values grew 10 per cent to Rs 24,847 crore in Q2FY25, compared to Rs 22,439 crore in Q2FY24

Personal loan EMI calculator is equal to smart borrowing decisions

The digital tool aids in budgeting, and provides flexibility by allowing users to experiment with different loan tenures

Job changes and their significant impact on personal loan approval

Switching jobs means not having required number of salary slips or bank statements to verify your income, which can delay the approval process

What are the best Personal Loan options for you at this time of the year?

Check out Paisabazaar.com's selected personal loan options from various banks and NBFCs

Kotak Mahindra Bank to buy Rs 4.1K cr India personal loan book of StanC

This deal marks the second significant transaction between an Indian private sector bank and a foreign bank in recent years

Unlock Financial Flexibility With Personal Loans for Corporate Employees

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Services, retail credit growth moderate in Aug on drop in credit to NBFCs

Credit to NBFCs grew by 11.9 per cent Y-o-Y in August 2024, down sharply from 21.3 per cent a year ago. Credit to trade declined to 15.5 per cent from 17.4 per cent in August 2023

PNB, HDFC Bank offer low personal loan rates: Should you opt for them?

Take a look at the current personal loan rates and charges from some well-known banks

Navi Finserv closes $38 mn personal loan securitisation deal with JP Morgan

The transaction between the two firms, structured in the form of pass-through certificates (PTC), will be backed by a pool of unsecured personal loans. It will be originated and serviced by the NBFC

Is marriage loan a smart financial move or a debt trap? Find out here

After the wedding, you'll be paying the EMIs and not the guests you aimed to impress with a grand celebration

Tata Capital expects healthy retail loan growth in FY25: Senior executive

Slower growth expected in FY25 but it would still be 'significantly higher' than the industry, says company

From application to approval: The journey of securing a hassle-free smart personal loan

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Change your credit card billing cycle to manage cash flow: Here's how

Timely payment of credit card bills is crucial to avoid a negative impact on your credit score and to steer clear of significant late fees

HDFC Bank, Tata, SBI, and others: Personal loans with lowest interest rates

Personal loans offer a versatile financial solution that can cater to your needs. Take a look at the most popular Personal Loan plans in India for 2024

Personal loan growth stays high in January despite hike in risk weights

The personal loan segment grew 21 per cent year-on-year (Y-o-Y) in January, compared to the 22.3 per cent Y-o-Y growth registered in October 2023

A snapshot of personal loan rates offered by various banks with details

Here is how the personal loans rates offered by various banks stack up