Loans

Carlyle Group, KKR get ready to snatch up bargain leveraged loans

Money managers are looking to capitalise on a selloff in the $1.5 trillion US leveraged-loan market, with more than 85% of loans trading below face value

Clear loans, secure insurance before investing, says Harsh Roongta

Young earners should prioritise repaying loans, securing adequate insurance and building a regular savings habit before focusing on investment returns, Harsh Roongta

Seamless credit network

Interoperability can enable inclusive lending

Microfinance lenders eye diversification as sector recovers: Industry leaders

Microfinance lenders are looking to diversify beyond unsecured group loans by offering new products and retaining existing borrowers as the sector recovers from its recent crisis, industry leaders.

CEA calls for flexible special mention accounts norms for MSME loans

Chief Economic Adviser V Anantha Nageswaran said a uniform 90-day overdue timeline does not suit all MSMEs, as businesses across sectors have different cash flow cycles

RBI rate cycle: How much did borrowers and savers actually benefit?

The RBI's previous rate cycle shows that changes in the repo rate did not translate equally into loan and deposit rates, with the impact varying across borrowers and Depositors

PhysicsWallah sells ₹95.8 cr loan portfolio, partially shuts lending ops

The sale to Auxilo Finserve forms part of a strategic realignment under which PhysicsWallah plans to shift lending activities to established third-party NBFCs

Zerodha's Nithin Kamath says surge in margin lending could be 'scary'

The warning comes as small investors across Asia have been singed by leveraged bets tied to the booming artificial intelligence trade

CV loans see stress, used-car finance races ahead: CRIF report

Commercial vehicle loans recorded PAR 31-90 of 4.1 per cent in June 2026, while auto loans remained the best-performing vehicle finance asset class

Muthoot Microfin targets 40% non-JLG share as funding costs decline

The lender expects its cost of funds to fall to 9.75-9.8 per cent after its AA- rating upgrade and plans to raise the non-JLG portfolio share to 40 per cent in two years

ICICI Bank joins Indian banks chasing dollar loans as demand swells

The nation's second-largest private lender first signed a loan agreement with Bank of America Corp. for about $1 billion

Assam govt waives stamp duty on loans up to Rs 10 lakh for SHG members

The Assam government on Saturday decided to waive stamp duty on loans of up to Rs 10 lakh availed by members of self-help groups. Addressing a press conference here, Chief Minister Himanta Sarma said the state cabinet has approved the waiver of stamp duty on individual loan documents executed by self-help group (SHG) members under the Assam State Rural Livelihoods Mission. The waiver will be applicable for loans up to Rs 10 lakh obtained for livelihood and enterprise purposes from scheduled commercial banks, regional rural banks, cooperative banks or other financial institutions regulated by the Reserve Bank of India, he said after a cabinet meeting. Sarma also said the Cabinet has okayed compulsory registration of agreements for sale, development agreements, property-related powers of attorney, short-term leases, equitable mortgages, sale certificates, bank guarantees, conveyance through merger and demerger and partnerships involving immovable property. The cabinet also gave its n

RBI policy transmission lowers fresh loan rates faster in FY26: Report

CareEdge Ratings says fresh loan rates fell faster than outstanding rates in FY26, with education, MSME, trade, large industry and housing leading the broad decline

Penalty to credit score: What to know about loan foreclosure charges

Being debt-free is emotionally rewarding but hidden costs sometimes make early repayment a poor decision

RBI asks banks to sell immovable assets from bad loans within 7 years

Banks must dispose of immovable assets acquired in satisfaction of bad loans within seven years through public auction under the RBI's revised prudential framework

Bajaj Finance Q1 AUM rises 24% to ₹5.46 trillion; loan bookings up 20%

Customer franchise crossed 124 million in the June quarter, while deposits stood at about Rs 68,500 crore, according to the company's provisional business update

TikTok developer ByteDance seeks $20 billion in its largest offshore loan

ByteDance is in talks to raise a $20 billion offshore loan, potentially its largest ever, as it ramps up investments in AI and infrastructure

After a period of consolidation, microfinance sector shows signs of revival

India's microfinance sector is seeing early revival signs as lenders prioritise asset quality and portfolio consolidation over aggressive loan growth after two years of slowdown

Use and Benefits of a Bike Loan EMI Calculator

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MSME loan portfolio grows 12.8% Y-o-Y to Rs 46 trillion in April 2026

Outstanding MSME loans reached about Rs 46 trillion in April 2026, but portfolio growth and active loan additions slowed sharply as global uncertainty weighed on credit supply