Loans

Zerodha's Nithin Kamath says surge in margin lending could be 'scary'

The warning comes as small investors across Asia have been singed by leveraged bets tied to the booming artificial intelligence trade

CV loans see stress, used-car finance races ahead: CRIF report

Commercial vehicle loans recorded PAR 31-90 of 4.1 per cent in June 2026, while auto loans remained the best-performing vehicle finance asset class

Muthoot Microfin targets 40% non-JLG share as funding costs decline

The lender expects its cost of funds to fall to 9.75-9.8 per cent after its AA- rating upgrade and plans to raise the non-JLG portfolio share to 40 per cent in two years

ICICI Bank joins Indian banks chasing dollar loans as demand swells

The nation's second-largest private lender first signed a loan agreement with Bank of America Corp. for about $1 billion

Assam govt waives stamp duty on loans up to Rs 10 lakh for SHG members

The Assam government on Saturday decided to waive stamp duty on loans of up to Rs 10 lakh availed by members of self-help groups. Addressing a press conference here, Chief Minister Himanta Sarma said the state cabinet has approved the waiver of stamp duty on individual loan documents executed by self-help group (SHG) members under the Assam State Rural Livelihoods Mission. The waiver will be applicable for loans up to Rs 10 lakh obtained for livelihood and enterprise purposes from scheduled commercial banks, regional rural banks, cooperative banks or other financial institutions regulated by the Reserve Bank of India, he said after a cabinet meeting. Sarma also said the Cabinet has okayed compulsory registration of agreements for sale, development agreements, property-related powers of attorney, short-term leases, equitable mortgages, sale certificates, bank guarantees, conveyance through merger and demerger and partnerships involving immovable property. The cabinet also gave its n

RBI policy transmission lowers fresh loan rates faster in FY26: Report

CareEdge Ratings says fresh loan rates fell faster than outstanding rates in FY26, with education, MSME, trade, large industry and housing leading the broad decline

Penalty to credit score: What to know about loan foreclosure charges

Being debt-free is emotionally rewarding but hidden costs sometimes make early repayment a poor decision

RBI asks banks to sell immovable assets from bad loans within 7 years

Banks must dispose of immovable assets acquired in satisfaction of bad loans within seven years through public auction under the RBI's revised prudential framework

Bajaj Finance Q1 AUM rises 24% to ₹5.46 trillion; loan bookings up 20%

Customer franchise crossed 124 million in the June quarter, while deposits stood at about Rs 68,500 crore, according to the company's provisional business update

TikTok developer ByteDance seeks $20 billion in its largest offshore loan

ByteDance is in talks to raise a $20 billion offshore loan, potentially its largest ever, as it ramps up investments in AI and infrastructure

After a period of consolidation, microfinance sector shows signs of revival

India's microfinance sector is seeing early revival signs as lenders prioritise asset quality and portfolio consolidation over aggressive loan growth after two years of slowdown

Use and Benefits of a Bike Loan EMI Calculator

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MSME loan portfolio grows 12.8% Y-o-Y to Rs 46 trillion in April 2026

Outstanding MSME loans reached about Rs 46 trillion in April 2026, but portfolio growth and active loan additions slowed sharply as global uncertainty weighed on credit supply

MFI portfolio drops 9% YoY to Rs 3.34 trillion as of April 2026: Equifax

India's microfinance sector saw slower loan growth and disbursements in FY26, though asset quality improved sharply amid tighter underwriting and credit monitoring

Credit guarantee scheme: Loan limit for large MFIs increased to ₹1K crore

Disbursements under the scheme are yet to begin, as microlenders had flagged that the ₹300 crore cap for large institutions was inadequate

Sometimes, borrowing against MFs is more sensible than redeeming them

Instead of borrowing to the hilt, maintain a buffer to avoid margin calls during spells of market volatility

IRFC to raise ECB loan worth $2 billion to finance large infra projects

State-owned Indian Railway Finance Corporation is planning to mobilise USD 2 billion through external commercial borrowing, primarily in Japanese yen, to fund business growth in the current financial year. The external commercial borrowing (ECB) is part of the Rs 70,000 crore resource mobilisation plan approved by the board of Indian Railway Finance Corporation (IRFC) for the ongoing financial year. "We have just signed a loan agreement with the consortium of banks for raising an External Commercial Borrowing loan of JPY equivalent USD 1.1 billion. Given the pipeline of projects, we expect disbursements within the June quarter itself," IRFC Chairman and Managing Director Manoj Kumar Dubey told PTI. The ECB, being raised for JPY equivalent USD 1.1 billion, has been tied up for a 5-year tenor and benchmarked to Overnight TONAR (Tokyo Overnight Average Rate). The proceeds from this facility will be utilised towards financing projects with forward or backward linkage with the railway .

FCI to raise ₹50,000 crore short-term loan for foodgrain operations

The Food Corporation of India (FCI) is set to raise short-term debt of Rs 50,000 crore from scheduled banks for a three-month tenure, with a green shoe option to mop up an additional Rs 25,000 crore, a senior government official said on Monday. The funds are being raised to bridge cash flow mismatches arising from procurement and distribution of foodgrains. Tenders submitted in this regard will be opened on May 22. Total borrowings under the tender will not exceed Rs 75,000 crore at any point of time, the official added. The short-term loans will be on an unsecured basis. Notably, the government of India guarantee of Rs 6,000 crore available for food credit to FCI will not be extended to these borrowings. As per the tender terms, offers must remain valid up to August 31, with loan disbursals to be made in tranches in line with FCI's operational requirements. FCI, the government's nodal agency for procurement and distribution of foodgrains to ration card holders and beneficiaries

Pakistan repays $3.45 billion loan to UAE after receiving aid from Saudi

Pakistan has returned the total USD 3.45 billion it owed in debt to the United Arab Emirates, the country's central bank said Friday. The State Bank of Pakistan (SBP) in a social media post confirmed the repayment and said that the transaction was completed on Thursday. "State Bank of Pakistan repaid a deposit of USD 1 billion to Abu Dhabi Fund for Development (ADFD), UAE on April 23, 2026. Deposits of USD 2.45 billion were repaid last week. This completes the repayment of total deposits of USD 3.45 billion to UAE," it said. The announcement came days after Pakistan received a USD 3 billion financial aid from Saudi Arabia. The deposit came in two tranches, with the second tranche of USD 1 billion received on April 21. The UAE had asked for the immediate return of the funds in the wake of the recent situation in West Asia following the US-Israel war on Iran. These funds were part of external financing support extended by the UAE in 2019 to help stabilise Pakistan's balance of payme

Lenders favour MSME loan restructuring over moratorium amid stress

Banks prefer restructuring MSME loans over moratoriums to maintain credit discipline, as stress from US tariffs and the West Asia crisis raises concerns over repayment capacity