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Letter to BS on attitudinal change across the banking sector in India

Profit maximisation needs to be in the central theme, and various business combinations must be based strictly on profit

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Banking Sector

Business Standard 

The published results of public sector banks for the quarter ending December 2017 points to the fact that the remedial measures taken to improve the efficiency of these banks are proving ineffective, causing losses not only for investors and depositors, but also for the disciplined borrowers, who are servicing the loans on time. Disciplined borrowers are not getting any incentives.

Banks are not transmitting policy rates on time and accordingly depriving them from the benefits of reduced policy rates. Simultaneously, one can’t overlook the inhibiting factors such as mounting credit ...

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First Published: Mon, February 12 2018. 22:19 IST
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