Get your estimates right for the golden years by these mantras

Six factors to account for when you start the retirement plan

Most people spend their initial working years fulfilling goals like buying a house and giving the best education to their children. Paying equated monthly instalments (EMIs) and tuition fees usually come at the cost of sacrificing retirement savings. It leaves little scope to build an adequate retirement corpus in the latter half of the working lives. As you approach your fifties, your financial responsibilities also grow as your children reach marriageable age.

To ensure that you live comfortably in the golden years, you need to follow three mantras to create an adequate corpus - start early, choose the right investments, and