Is there a Rs 1.25-trillion hole in the EPS?

A 2016 ruling by the Supreme Court has removed the maximum ceiling on pension

Have you been a salaried employee for at least 10 years? If the answer is yes, you and your spouse are most likely to be eligible for a lifelong pension from the Employee Provident Fund Office (EPFO). I will not blame you if you are not even aware about this eligibility. For one, you cannot get it till you reach the age of 58 years. Second, for most middle-class households, the amount would be a pittance as it ranges from Rs 1,000 to Rs 7,500 a month. And it will be fixed for the entire lifetime.    

Since most are