Business Standard

Harsh Roongta

Harsh Roongta

Harsh Roongta

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Harsh Roongta

Retail investors vs algorithms: A battle of lambs to slaughter?

Most of the 93 per cent, who rely on their own half-baked strategies or strategies rented from brokers, are sure to lose money in F&O trading

Retail investors vs algorithms: A battle of lambs to slaughter?
Updated On : 06 Oct 2024 | 10:00 PM IST

Tech flaws in I-T system target honest taxpayers, miss real evaders

The DAP does not consider past I-T returns to match a taxpayer's resources with their expenditures or investments

Tech flaws in I-T system target honest taxpayers, miss real evaders
Updated On : 22 Sep 2024 | 11:29 PM IST

Usher in competition between EPF and NPS to boost formal job creation

The government needs to introduce competition between EPFO and NPS, and between ESIC and health insurance companies, while making contributions voluntary for low-paid workers

Usher in competition between EPF and NPS to boost formal job creation
Updated On : 08 Sep 2024 | 9:25 PM IST

Target GST relief on life, medical insurance smartly to boost accessibility

Tax relief should target pre-packaged term and health policies, ensuring availability to seniors and those with impaired health, thereby reducing their costs

Target GST relief on life, medical insurance smartly to boost accessibility
Updated On : 26 Aug 2024 | 12:58 AM IST

How to make tax officials accountable

The proposed simplification of the tax code offers a chance to instil accountability, following the model of the Public Service Guarantee Acts

How to make tax officials accountable
Updated On : 11 Aug 2024 | 9:58 PM IST

Exit with indexation should be offered

When the government reintroduced taxation on listed equity in 2018, it took care to exempt capital gains accrued until the date of the 2018 budget

Exit with indexation should be offered
Updated On : 28 Jul 2024 | 10:24 PM IST

Simpler capital gains tax regime highlight of Budget

The administration of the income-tax department is in a poor shape today. Taxpayer appeals have piled up for the past five years with zero accountability by the tax department

Simpler capital gains tax regime highlight of Budget
Updated On : 23 Jul 2024 | 11:30 PM IST

A plea to provide more mutual fund data

While these MF products are not systemically important yet, data about them should be made public for academics and investors to do research and challenge incorrect conclusions

A plea to provide more mutual fund data
Updated On : 14 Jul 2024 | 9:36 PM IST

Perils of keeping surplus money in bank accounts

Keeping surplus money in the bank account has become risky. Bank employees sometimes target such money to mis-sell products

Perils of keeping surplus money in bank accounts
Updated On : 30 Jun 2024 | 10:17 PM IST

Investing for children: Buy house or opt for MFs?

I reminded Meera that although Karan's parents had a large bungalow in his hometown, professional opportunities had brought them to Mumbai. Their children might behave similarly

Investing for children: Buy house or opt for MFs?
Updated On : 16 Jun 2024 | 9:48 PM IST

Lack of central KYC hinders market participation

An enabling ecosystem where financial planning is popular will allow investors to feel comfortable while making suitable investments based on goals, risk-taking abilities, and resources

Lack of central KYC hinders market participation
Updated On : 02 Jun 2024 | 9:12 PM IST

Inheritance tax: An idea doomed to failure

If levied, within 20 years we will see a repeat of V P Singh's 1985 Budget speech proposing abolition because of its meagre yield and high cost of collection

Inheritance tax: An idea doomed to failure
Updated On : 19 May 2024 | 9:47 PM IST

Retirement: Embrace holistic planning

Comprehensive planning would include managing anxiety, identity loss, and loneliness; creating a comprehensive health routine; tackling social and relationship issues

Retirement: Embrace holistic planning
Updated On : 21 Apr 2024 | 9:44 PM IST

Insurance: High surrender charges deter exits

Policyholders are not the only sufferers. Taxpayers subsidise insurers' and banks' profits via unjustified tax concessions given to the maturity value of life policies

Insurance: High surrender charges deter exits
Updated On : 07 Apr 2024 | 9:19 PM IST

Usher in transparency, not price controls

A standard rate chart for hospitals across the country is impractical as it doesn't consider real estate costs that vary widely across locations

Usher in transparency, not price controls
Updated On : 24 Mar 2024 | 9:21 PM IST

Balancing act: Knowing when you have enough

After ignoring the symptoms for some time, I went in for a check-up on New Year's Day, only to get the shocking news that I would have to undergo a coronary artery bypass

Balancing act: Knowing when you have enough
Updated On : 10 Mar 2024 | 9:57 PM IST

Does your loan fulfil the AA criteria?

A good loan must fulfil the AA criteria: it should 'add' to assets or income and should be 'appropriate', meaning EMI shouldn't exceed one-third of income

Does your loan fulfil  the AA criteria?
Updated On : 25 Feb 2024 | 9:41 PM IST

Simplifying nominations can boost financialisation

The Securities and Exchange Board of India's (Sebi) recent consultation paper aimed at overhauling nomination facilities for mutual funds and securities in demat accounts seeks to rectify such issues

Simplifying nominations can boost financialisation
Updated On : 11 Feb 2024 | 11:48 PM IST

No changes in tax regime: Palkhiwala would have been pleased

His constant lament was that he longed for a budget, which would make zero changes in the Income Tax Act

No changes in tax regime: Palkhiwala would have been pleased
Updated On : 02 Feb 2024 | 12:56 AM IST

How to make tax return scrutiny less stressful

Tax officials must be required to go through responses submitted by the taxpayer quickly and ask follow-up questions within a fixed time limit

How to make tax return scrutiny less stressful
Updated On : 28 Jan 2024 | 9:48 PM IST