Personal Finance

Gold's outlook for 2026: Expect returns to moderate after scorching run-up

While existing investors should do partial rebalancing, new investors should enter in a staggered manner

Mumbai realty's ₹9.6 cr luxury median nearly doubles Gurugram's ₹5.4 cr

This puts Mumbai nearly 2x Gurugram and over 3x Bengaluru, reinforcing its identity as India's most expensive and resilient luxury housing market.

Indian travel trends: Data shows 5x flight growth, spend in 113 currencies

Flight bookings on Scapia grew 5x, stays surged 8-9x, and Indian travellers spent money in 113 currencies

What people got wrong in filing tax returns; how they can do better in 2026

Tax experts say that omissions, data mismatches, and common assumptions were the primary causes of defective returns, penalties, and delayed refunds this year, urging timely preparation for 2026

FD rates in Dec range from 5% to 8%: Check best offers across banks

Small finance banks lead returns, while PSU and private banks offer steadier FD yields across tenures

EPFO insurance: Job history gap of up to 60 days won't cut Rs 50,000 cover

New rules for Employees' Deposit Linked Insurance ensure that short employment gaps and public holidays no longer disqualify subscribers from essential benefits , providing greater financial security

Got tax alert on property deals or foreign assets? I-T dept explains why

Authorities clarify that compliance alerts for high-value transactions are prompts for voluntary correction rather than a precursor to enforcement action

₹153 cr saved: Indians cut forex losses, overseas spend rises 40% in 2025

Global Trips Up 33%, Forex Fees Down: How Indians Optimised Travel Wealth in 2025

Residential real estate price growth likely to moderate further in 2026

End users should look beyond prime locations to emerging corridors and peripheral micro-markets that offer better pricing without compromising long-term liveability

Health insurance companies are quietly bringing back claims-based loading

The move is taking the form of a reduction in discount on next year's premium once a policyholder has made a claim

fund review: HDFC Small Cap Fund

fund review: HDFC Small Cap Fund

What are the best health insurance plans for women living in cities?

Here are the best premiums for health insurance policies that are especially tailored for young women working in urban centres

Home loan rates in Dec start at 7.10%: Check best offers and terms

While property prices remain high, state-owned lenders are providing vital relief by holding interest rates at competitive levels

Maharashtra legalises digital land records: How it helps buyers and owners

With QR-verified, tamper-proof digital extracts now accepted by banks, courts and registrars, preliminary checks for developers, lenders and investors become faster and more reliable.

Car loan rates in Dec start at 7.45%: Check best offer of lenders

State-owned lenders are lead year-end financing deals by slashing interest costs to attract customers

SBI, PNB, Canara, IOB cut loan rates: What it means for borrowers

Following the RBI's repo rate cut, major public-sector lenders are offering relief to home and auto loan borrowers

India set for Higher-Ed boom: 560,000 students, $113 bn forex saved by 2040

India is fast emerging as the world's most attractive market for global universities, with foreign institutions accelerating their India-entry plans

Startups that won India's attention in 2025: Dream11 tops, Zepto,OYO follow

Dream11 tops Wizikey's Newsmakers 2025 list as India's most visible startup; Zepto and OYO complete the top three

Family floater vs individual health plan: What works best for your family

Experts break down how to pick between family floater and individual health plans

Before you fly out: How to choose the right international travel insurance

Tips to pick the right international travel insurance and avoid costly surprises abroad