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Planning to buy an insurance cover? Here is some advice on important issues

As for the query on income tax, you are allowed to claim a deduction of up to Rs 25,000 in each financial year, for the medical insurance premium that you pay

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Health Insurance Policy

KG Krishnamoorthy Rao 

I have a family floater for my parents, wife and myself. We were blessed with a daughter last month.

Should I buy a separate policy for her or include her in the existing family floater? If your family floater sum insured is adequate for the entire family then you may think of adding your newborn daughter in your existing policy. If the family floater sum insured is inadequate for the entire family, then it would be better to have a separate policy for her. My wife and I have health insurance coverage of Rs 500,000 each, while my son has health insurance coverage of Rs 1million. ...

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First Published: Thu, April 19 2018. 00:28 IST
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