Reader's Corner : Life Insurance

Credit-linked insurance plans are available for retail investors. The majority of life insurance companies offer it as a part of their group business

Is it possible for individuals suffering from chronic diseases such as diabetes to obtain a term life policy? 

In such a case where the customer is suffering from a chronic disease like diabetes, the insurer  will ask him to undergo prescribed medical tests. After the medical examinations the insurer’s medical underwriters will decide whether to accept the risk. Also, in some cases if the level of diabetes is on the higher side, the insurance company may charge a little higher premium and offer the policy.  

  

I am not satisfied with the services offered by my current life insurer. Is it possible