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PIL in HC for mandatory health check before issuing insurance policy

Press Trust of India  |  New Delhi 

The today sought responses from the Centre and regulator IRDA on a PIL seeking guidelines for mandatory medical check-up before issuing life and health policies.

A bench of Acting and Justice C issued notice to the Ministry of and the (IRDA) and directed them to file their replies to the plea before the next date of hearing on August 8.

The petition, moved by Arpit Bhargava, has alleged that in the absence of guidelines for mandatory medical examination, the insurance companies were rejecting claims on the ground that material facts regarding health of the insured were not disclosed.

He has also contended that at the time of receiving applications, the often only take the customers' signature and fill up details on their own and the policies are issued without carrying out any health check-up of the applicant.

He has alleged in his plea that the insurance companies have taken the public at large "for a ride" as it is only interested in "collecting premiums on insurance policies".

He has also claimed that the government and IRDA are acting as mute spectators to the issue which has been raised in several complaints before the consumer forums.

"At present, admittedly, there is no regulation in due to which insurance companies are minting at the cost of health of innocent members of public and respondent 1 (ministry) and respondent 2 (IRDA) are acting as mute spectators," the petition said.

Bhargava has sought directions to the ministry and IRDA to frame regulations or guidelines to make medical examinations mandatory before issuing

(This story has not been edited by Business Standard staff and is auto-generated from a syndicated feed.)

First Published: Fri, March 09 2018. 18:05 IST