At a time when demand for loans far outstrips growth in deposits, banks must adopt much more aggressive strategies when it comes to handling their liabilities, top officials of several private lenders said at the Business Standard BFSI Insight Summit on Wednesday.
“There is a clear scramble for liabilities. As a wise man once said, everything starts with liabilities. Without that, you can’t think of all this big asset growth. It looks like the runway for credit growth is long and if deposit growth does not catch up, at some stage the credit growth will be impacted,” said Amitabh Chaudhry,