Page 32 - Ayush Mishra

What is co-applying for home loan? Know risks and benefits

A co-applicant may be named as the secondary applicant on the joint home loan but may share same loan repayment responsibilities and benefits that go with a home loan

NPCI launches 'UPI Circle' for secure delegated payments with trusted users

Primary users can link their UPI accounts with secondary users, granting them the ability to make payments on their behalf

Waiting for ITR refund: Check who will get faster refund among ITR-1, 2 & 3

If the taxpayer does not receive the refund in time, they should check for issues with their income tax return and review their email for any messages from the tax department about the refund

RBI new rules for FD in NBFC applicable from Jan 2025: Check details

A number of regulations applicable to NBFCs were reviewed and revised regulations were shared in the central bank's latest circular

Housing crisis: Nearly 2,000 projects stalled in India; Mumbai tops list

According to recent PropEquity data, 1,636 projects totaling 4,31,946 units in 14 Tier-I cities and 345 projects totalling 76,256 units in 28 Tier-II cities have been stalled

How gold prices may perform in near future after custom duty reduction

Expert's suggest custom duty cut may have a short-term impact on the prices of gold

ITR reassessment: check who can get tax notice under 148 by August 31, 2024

Before issuing a reassessment notice, the officer may conduct an inquiry by issuing a show cause notice (SCN) to the taxpayer, accompanied by information indicating the possibility of income escaping

How long will it take to get your ITR refund & will you receive interest?

A taxpayer can seek a refund for any extra tax amount paid or withheld in a particular fiscal year by filing their income tax returns for that year

What is the co-pay option in senior citizen health insurance

Health policies with copayment provisions tend to be more affordable since they lessen the insurer's responsibility by splitting losses between the insured and the insurer

What is trip cancellation coverage in travel insurance, how to file a claim

Trip cancellation coverage reimburses you for the loss of deposits up to the maximum amount stated in your policy if your trip is cancelled before departure

Bandhan Bank revises FD interest rates, offers up to 8.50%

The updated fixed deposit interest rates for retail deposits will be effective from August 7, 2024

Check list of documents to secure after closing your home loan

Completing the home loan closure process involves more than just paying off the loan; it requires careful attention to detail in collecting and verifying essential documents

Selling your home? Here are tips for a hassle-free transaction

Seek valuations from several reputable real estate agents to get a clear idea of your property's worth

SBI warns job seekers about fake job offer scams

SBI cautions youth against scammers using WhatsApp, SMS, and Email to lure them with fake job offers, urging vigilance and verification

Explore different ways to convert cryptocurrencies into cash

There is no central body operating in India to regulate cryptocurrency. Users should be careful while dealing in cryptocurrency

Banks offer up to 9% interest on FDs; check detailed rates of various banks

Fixed deposit rates are directly affected by the change in repo rate. Small finance, private, public, and foreign banks hike fixed deposit rates up to 9% annually, providing lucrative options for save

Factors to consider when choosing term insurance plan

Consider your life stage when choosing a term plan. Don't just focus on the premium, look at the insurer's claim settlement history and financial stability

Bank of India MF launches Business Cycle Fund: Should you invest?

The fund aims to invest dynamically across sectors and companies by utilising emerging market trends and growth themes to optimise returns

Mirae Asset MF launches Nifty500 Multicap 50:25:25 ETF: Who should invest

New ETF aims to provide investors with a diversified investment approach and balanced exposure across large, mid and smallcap stocks

RBI MPC proposes process to speed up clearance of cheques in a few hours

Cheques will be scanned, presented, and passed in a few hours and on a continuous basis during business hours, says RBI Governor Shaktikanta Das