Page 19 - Joydeep Ghosh

Want to claim service tax refund?

While the appellate authority tribunal has held there won't be a service tax on home maintenance deposit, the process of refund isn't clear

RBI's inflation bonds will lack liquidity

Although a benefit of 150 basis points over CPI is a good move, exit routes are quite stringent and the definition of senior citizen is different from that in tax laws

Inflation-indexed bonds will not aid liquidity

Once the product is redeemed, there will be a tax of 10% without indexation and 20% with indexation (tax rate on debt instruments after one year)

Time to turn bullish on US-based funds

With uncertainty looming large over Indian markets, retail investors can increase their exposure to US funds

Marginal increase in EMIs

But if the trend continues, your monthly budget would be stressed

Sensex @ 21,000. Are you any richer?

With most schemes performing below the index, a few don'ts in the recent rally

What isn't your investment?

Your first house, family jewellery, contingency fund shouldn't be linked to any goal

Time to rejig portfolio but with caution

The closing bell?

Jignesh Shah, the outsider intent on crashing the party, is in danger of losing his empire

NSEL fraud: I-T turns the heat on brokers

Department seeks investor database on the suspicion of fictitious investors

Limited benefit for investors

Sebi's move to allow distributors to transact directly on exchanges should be extended to trading in ETFs

Schemes for lazy investors

Fund houses offer certain all-encompassing schemes which, for practical reasons, should have little place in your portfolio

Smart shopping made easy

RBI's latest guidelines are in tune with its reservations on teaser products

RBI's Jaago Grahak Jaago moment

The apex bank is taking away the 'psychological hook' that schemes with zero interest have on consumers

Overall, the market isn't so cheap: Kristy Fong

Interview with Investment Manager, Aberdeen Asset Management

Real estate inventories close to record high

Analysts say numbers nearing 2007 levels

Want to buy a house? Keep it on hold if you are not desperate

You may be offered discounts and freebies but property prices could fall if you wait for a few more months

Subbarao put serious pressure on real estate

A little harsher and he would have caused the much-awaited real estate crash. Alas!

Bonding at the right time

With the rise in 10-year yields and fall in CPI, the numbers are in Raghuram Rajan's favour to launch inflation-indexation bonds

From Harshad Mehta to NSEL...

From fake bankers' receipts to warehouse receipts, from Harshad Mehta to National Spot Exchange; nothing seems to have changed.