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Cut valuation risk in your portfolio

With stock prices at elevated levels, investors need to promptly rebalance their portfolios

Avoid hard knocks in equities with dynamic funds

Give Motilal Oswal AMC's dynamic equity fund time to develop track record before you invest in it

Mis-selling: You are on your own

While regulators are trying to do their bit, the onus is on you to prove it

Don't let high agent churn hurt you

While the company may send an alert, the onus is on the customer to ensure timely payments

Many choices make NPS complicated

Both debt and equity can be allocated in different proportions depending on your age and risk profile

Closed-end funds give fund managers time to perform

In the absence of redemption pressures, they can pick multi-baggers . But, investors have to reconcile themselves to lower liquidity

Fast-track your savings for retirement

If you are in your 40s and not saving enough, here are a few ways to set it right

Rally in gold may continue

There may be further upside, as negative real interest rates in developed world unlikely to end soon

Benefit from low expense ratios of ETFs

Expense ratios of ETFs have declined primarily due to fund houses' desire to attract institutional money, chiefly from the EPFO

Independent living for senior citizens

Buy a retirement home for use, not for investment

Flexi-cap funds mimic large-cap schemes

Fund managers justify change in strategy due to altered growth prospects and higher valuations

Ensure smooth transfer of wealth through a trust

While wills are easy to challenge, trusts are more foolproof. But the latter are more expensive

Home loans for the tech-savvy

Indiabulls Housing Finance's online service allows customers to get loans without going to lender's office

Benami property holders should watch out

The amendment Bill has made penalties for holding benami properties more stringent but provides for an appeal mechanism

Small, yet attractive pockets in property market

Prices in most areas have been stagnant but some regions are showing reasonable appreciation

Why you shouldn't miss the July 31 income tax filing deadline

You stand to miss out on a few benefits if you don't file your income tax return on time

Curb on benami transactions: What it means for you

The amendment bill enhances the government's power to confiscate benami properties and provides for an appellate tribunal

For new, risk-averse equity investors

Investors willing to accept underperformance from diversified equity funds in bull markets may invest in dynamic asset allocation funds for their lower volatility

Reduce chances of claim denial

Know the exclusions, make full disclosures and go to a consumer court in case of a dispute

Retirees must ensure corpus lasts 25 years

They should have some exposure to equities to counter the risk posed by inflation