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Plot prices to come down, property buyers may find good bargains

But end-users should become more wary of buying from smaller developers

Demonetisation blues: Turmoil in realty, gold loses sheen, markets hit hard

Expect more volatility in the coming year as the economy and markets price in demonetisation drive

Your Money: Central govt staff can now choose fund managers

Employees can opt for equity allocation they want, will need to review their portfolio once a year

Your Money: Diversify market and currency risk with US funds

Investors with adequate exposure to Indian equities should invest in US funds to avoid the risk of being exposed only to the Indian market

Even at 8.65%, EPF rate is more atractive than most bank FDs

The decision to cut rate by 15 basis points shouldn't deter investors as it's still higher than other fixed instruments

Here's how to maximise fuel benefits through credit cards

The finance minister recently announced a 0.75% discount on fuel purchases if you make a digital payment at a petrol pump

Insurance, fuel, rail tickets: How to benefit from Modi's cashless drive

All payments made via debit and credit cards, net banking and mobile wallets will be entitled to discounts

Your Money: An arbitrage-plus strategy

Conservative investors should wait to see how the strategy works before they invest

Winter holidays within a budget

With winter holidays upon us, your family could be looking forward to travel to a holiday destination

Stick to shorter term debt funds

With RBI choosing to pause, leading to a sharp spike in bond by 20 basis points, retail investors need to re-evaluate their debt fund strategy

Ratings help select consistent funds

Avoid schemes whose ratings swing too often, as it will lead to excessive portfolio churning and higher costs

Secure your mobile wallet

With e-wallets beginning to play a larger role in transactions, it's important to adopt certain precautions

Make sure your gold is accounted for

If you don't have bills, look up your bank records or ask your jeweller to reissue bills

Your money: Opt for liquid funds to boost returns

Instead of allowing money to lie idle in your savings account, put a part of it in liquid funds for better returns

Diversify beyond fixed deposits

Interest rates on bank FDs have started coming down and rates on other fixed-income products will also decline.

Use new payment modes to beat the cash crunch

Opt for mobile wallets, micro-ATMs, virtual and prepaid cards to deal with the ongoing cash crunch caused by demonetisation

Spread equity investments over three-four months

Current downturn has created attractive opportunities which long-term investors should use

Banking funds to gain from demonetisation

Robust performance to continue due to Casa windfall, loan growth and rural growth

Opportunities amid chaos

A value-hunting mindset will not only help you reduce the impact of demonetisation on your portfolio but enable you to gain from the event

Investors need to revise their fixed-income strategy post demonetisation

As money flows back to banks, their deposits are expected to rise sharply