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Breathe easy with an air purifier

The first thing to look for in an air purifier is a high efficiency particulate air filter

Home overdraft explained: ICICI is giving customers credit line against home loans

ICICI Bank's Home Overdraft offers a pay-for-use loan facility that salaried people can avail in immediate need

Some relief for home buyers as more rate wars are in the offing

Existing borrowers should shift their loans only if rates are more attractive

Ratings alone shouldn't be used for investment decisions

Sebi's recent circular plugs many loopholes but some lacunae remain

Stay away from concentration risk

Knowledgeable investors may take concentrated bets, while others should remain diversified

'EPFO settling death claims in 7 days will reduce relatives' ordeal'

All field offices have been directed by Central PF Commissioner to make special arrangements to meet this deadline

HDFC Top 200 to Reliance Growth, here is a list of the top wealth creating funds

The long-term track record of some leading ones confirms that high-quality equity funds can generate massive wealth for patient investors

Beware of fake currency notes

Economists say that there is a need for the RBI to launch a massive educational campaign on how to identify counterfeit notes

Gold bonds will score over ETFs

Invest in these for the long term; a Fed rate hike and an import duty cut by the government could trigger a correction in the next few months

Yellow metal is off its high, should you invest in gold bonds right now?

In the short term, a possible Fed rate hike and an import duty cut by the government could trigger a correction

From cloning to ATM passwords, learn how to save yourself from debit card frauds

With cyber criminals becoming savvier by the day, learning how to safeguard yourself is imperative

Get rewarded for good behaviour

Banks and insurers are beginning to reward customers who show exemplary conduct with lower prices and penalise those who behave poorly by imposing higher costs

Sebi blow for MF distribution biz

Regulator's consultation paper suggests segregation of advisory function from distribution

Weigh pros and cons of benefit-based products

While premium of these policies is constant, you could be left without a cover once their term expires

Smart moves in a falling interest rate regime

Shift to cheaper loans and look at dynamic funds

Balanced funds aren't risk-free

Exposure to equities, especially to mid- and small-cap stocks, and also from holding higher-duration bonds can sometimes turn the tables on the investor

ESOPs create wealth but can be tricky

To avoid getting taxed twice, hold on to the stocks for at least a year from the date you receive these

Ensure safety of policies with e-account

While your insurer will help you open an e-insurance account at the time of buying a policy, existing policyholders must do so themselves

Focus on product quality, not on offers

Expect lucrative deals from a variety of companies this festival season, but read the fine print carefully before buying anything

Get money's worth from your distributor

Now that you can view the annual commission you pay to the distributor, make sure they truly earn the fee