Page 54 - Financial Investment
Don't rely on colour codes for full picture
The system could be used as a starting point to understand the risks associated with mutual funds but should not be used in isolation
Home loans: Fixed rate better for short term
With the cyclical nature of interest rates, floating rates are good for long-term borrowers
 "Home loans: Fixed rate better for short term")
Limit your exposure to dollar-linked instruments
While rupee has weakened against the dollar, outlook on instruments such as gold is not strong
 "Limit your exposure to dollar-linked instruments")
 "Case study")
 "Realty check")
Taxation: Kuldip Kumar
Readers' Corner
 "Taxation: Kuldip Kumar")
The govt needs to intervene
A govt with reformist intentions and friendly govts in major states can do a lot to encourage investments
 "The govt needs to intervene")
Book some profit and wait
Investment advisors say taking 20% of money off the table won't be a bad idea. However, continue with SIPs
 "Book some profit and wait")
A trip to Europe will be cheaper this summer
As the rupee has gained against the euro and other currencies, booking now will help get better packages
 "A trip to Europe will be cheaper this summer")
How to avoid double taxation
Two case studies on how one can use the exemption method or the credit route
 "How to avoid double taxation")
 "40 years ago...And now: Stock market investing - You can't sow today and reap tomorrow")
Esops make a comeback
However, in the case of unlisted firms or start-ups, it is a risk one is taking, as the valuations aren't known. Look at these only as additional benefits
 "Esops make a comeback")
Getting education loans despite tougher norms
Despite banks' reluctance, it's possible for students of less reputed institutes to get these. Keep some basics in mind
 "Getting education loans despite tougher norms")
Good connectivity drawing end-users and investors
Hot Spot: Kondhwa, Pune
Sensitivities about sugar
Price revision mechanism will have to be swift to tackle the difference between ethanol and crude oil
Reits work better than direct investment in realty
Transparency and higher liquidity give Reits the edge in the long run
 "Reits work better than direct investment in realty")
 "Case study")
Don't overreact to Sensex movements
The basic reason is simple - a benchmark index does not represent anything other than the stocks in it. Read on to know what this means
 "Don't overreact to Sensex movements")