Page 130 - Personal Finance
Cash is still king in North India: Rs 1.3 cr per ATM withdrawn in FY25
Over the past decade, Currency in Circulation (CIC) increased by 157%, the number of ATMs grew by 32%, and the number of bank branches rose by 36%.
 "Cash is still king in North India: Rs 1.3 cr per ATM withdrawn in FY25")
Bank of Baroda cuts home loan rate to 8%, gives additional perks to women
Customers younger than 40 years to get 0.10% concession in rates as lender seeks to 'home ownership more affordable'
 "Bank of Baroda cuts home loan rate to 8%, gives additional perks to women")
Rs 16 cr villas, Paddle courts, cyrotherapy: Ananta by Avas now in Alibaug
Ananta is set to redefine luxury living in Alibaug with its ₹16 crore villas, featuring world-class amenities like professional-grade tennis courts, cryotherapy chambers, and wellness-focused design.
 "Rs 16 cr villas, Paddle courts, cyrotherapy: Ananta by Avas now in Alibaug")
4X growth and counting: Baroda BNP Paribas Gilt Fund hits Rs 1,500 crore
Since inception, the Baroda BNP Paribas Gilt Fund has delivered consistent long-term returns, transforming an initial investment of RS 10,000 into Rs 41,919.60 as of March 31, 2025
 "4X growth and counting: Baroda BNP Paribas Gilt Fund hits Rs 1,500 crore")
Lok Adalat to settle disputed bills, fines in Delhi: How to file appeal
Citizens get chance to resolve civil cases, including matrimonial, at district courts 'on the spot'
 "Lok Adalat to settle disputed bills, fines in Delhi: How to file appeal")
From MCLR to repo-linked loans, pick lenders with low, stable spread
Agarwal points out that rate changes in the external benchmark are transmitted automatically, without being influenced by a bank's internal cost structure
 "From MCLR to repo-linked loans, pick lenders with low, stable spread")
Senior citizens still getting 8%+ FD rates despite repo rate cut, see where
Despite the RBI's repo rate cut, many banks still offer over 8% FD rates for senior citizens. Here's a look at the best rates across small finance, private, public, and foreign banks.
 "Senior citizens still getting 8%+ FD rates despite repo rate cut, see where")
Princeton Digital seals Rs 125 cr annual lease deal in Navi Mumbai's Airoli
With a total starting monthly rent of ₹10.42 crore, the first-year rent alone amounts to ₹125.04 crore, excluding other costs such as maintenance and parking.
 "Princeton Digital seals Rs 125 cr annual lease deal in Navi Mumbai's Airoli")
From fake exemptions to old dues, CBDT tightens the tax net this year
With a record tax target this year, the CBDT is tightening scrutiny on top taxpayers, fake claims, and old dues while aiming for faster refunds and better taxpayer awareness.
 "From fake exemptions to old dues, CBDT tightens the tax net this year")
ITR 5 gets a makeover with stricter capital gains, TDS rules for firms
The new ITR 5 form brings sharper rules on capital gains, TDS, and buy-back losses, raising the bar on compliance for firms, LLPs, AOPs, and more
 "ITR 5 gets a makeover with stricter capital gains, TDS rules for firms")
ITR-3 updated: What biz owners, professionals must know for FY25 tax filing
The Income Tax Department has made key changes to the form, aiming to simplify tax filing and reduce unnecessary disclosures-especially for middle-income taxpayers. Here's what you need to know if you
 "ITR-3 updated: What biz owners, professionals must know for FY25 tax filing")
Live-in, pay up? Mumbai court says long-term partners owe maintenance too
Mumbai magistrate's court has ordered a man to pay ₹5,000 per month in maintenance to his former live-in partner and her child from a previous marriage.
 "Live-in, pay up? Mumbai court says long-term partners owe maintenance too")
Silver ETFs outshine gold with 3.3x growth in volume: What you should know
This Akshay Tritiya witnessed a stronger interest in Gold and Silver ETFs, with the combined industry volume rising from ₹224 crore to ₹644 crore, marking a 2.9x increase-
 "Silver ETFs outshine gold with 3.3x growth in volume: What you should know")
Foreign investors back to India, flows hit 10-month high on large-cap surge
India has seen one of the strongest rebounds.
 "Foreign investors back to India, flows hit 10-month high on large-cap surge")
Primary or secondary market home buy? Check budget, risk appetite to decide
You may get a lower price in the secondary market, but you must be prepared for a high upfront payout
 "Primary or secondary market home buy? Check budget, risk appetite to decide")
Homebuyers should reject possession without OC, seek legal recourse
NCDRC finds Hamilton Heights guilty of unfair practice for giving possession without occupancy certificate; legal experts urge buyers to refuse handover in such cases
 "Homebuyers should reject possession without OC, seek legal recourse")
IndusInd Bank increases FD rates: up to 8.25% for senior citizens
Senior citizens can get up to 8.25% interest; check out new features offered by the lender
 "IndusInd Bank increases FD rates: up to 8.25% for senior citizens")
Old vs new tax regime: which one saves you more money in ITR filing
A breakdown of deductions, exemptions, savings under the old and new systems will help you manage your finances
 "Old vs new tax regime: which one saves you more money in ITR filing")
Singer Rahul Vaidya, family sell 2 flats in Mumbai's Oshiwara for Rs 5 cr
Both the apartments sold by Rahul Vaidya are located in Samartha Aangan, a ready-to-move residential project.
 "Singer Rahul Vaidya, family sell 2 flats in Mumbai's Oshiwara for Rs 5 cr")
Alarming! Gen Z drives credit boom: Cards, loans being taken as early as 22
Age of first credit product hovers around 21-22 years for Credit Card, Personal Loan, Auto Loan, etc
 "Alarming! Gen Z drives credit boom: Cards, loans being taken as early as 22")