Page 138 - Personal Finance

Missed an EMI? Here's how it impacts your credit score and recovery tips

A 30-day delay can cause a substantial drop in credit score, lowering your score by 90-100 points and even more

UK tightens care worker visa rules: Firms must hire workers already there

The rules mean social care employers must first demonstrate that they have attempted to recruit international workers already in the UK who need a new employer

Policybazaar introduces monthly mode car insurance policy: Things to know

Customers can purchase short-term Own Damage (OD) insurance as a standalone OD policy or as short-term OD component of comprehensive policy

Tata AIA launches Shubh Flexi Income Plan for smart savings and life cover

The plan caters to a wide range of financial objectives with its three tailored options

Deportation threats & fake fees: Indian Embassy in US warns of fraud calls

The Indian Embassy in the United States warns Indian nationals and visa applicants about fraudulent calls from scammers

Health insurance: Choose policy with guaranteed bonus, unaffected by claims

While premiums may rise over time, a good bonus-linked policy lowers the per lakh cost of sum insured

EB-5 visa backlog grows for Indians: What is retrogression and its impact?

US Visa Bulletin April 2025: India will see a retrogression of more than two years in the EB-5 Unreserved category

Why shift in wealth-creation strategies under the new tax regime important?

The removal of deductions means investors must focus on real returns and financial goals rather than just tax savings, say experts

Dubai 2-year work visa: Indians to benefit from faster, simpler process

Dubai offers 13 types of work permits for registered establishments and individuals

February sees 26% drop in equity MF flows, SIP inflows down to 3-month low

nvestor sentiment in February shifted toward stability, with small- and mid-cap inflows plunging (-35%, -34%) amid sharp index corrections (-13.8%, -10.5%). Large-cap funds saw milder outflows (-6.4%)

Upgrade to Air India's premium economy for Rs 599 more than economy fares

Premium Economy seats deployed per week on domestic India routes to increase by 30% upon conclusion of Air India's legacy narrowbody retrofit programme

Which entry-level credit card is right for your wallet, know before swiping

Credit cards offer a convenient way to manage finances, build credit history, and even earn rewards. However, choosing the right card is crucial for setting yourself up for financial success

Immigration scam: How 'Haryana professor' tried to traffic 7 students to UK

Even with the UK government tightening immigration rules, cases of students being duped by fraudulent agents have increased

Start finance journey with life & health insurance: Nithin Kamath

Health and life insurance are foundational elements of financial security-they protect against medical emergencies and provide long-term stability for families

SGB 2019-20 tranche opens for premature redemption: Know tax implications

SGBs have a maturity term, or a maximum tenure of 8 years. However, the government allows early redemption of SGBs after 5 years of holding SGB units

Self-deport! US offers illegal immigrants a way to leave penalty-free

The revamped CBP app is part of a larger $200 million government campaign called "Stay Out and Leave Now", aimed at discouraging undocumented migration

Tracking MF: Canara Robeco Fund turns Rs 10,000 SIP to Rs 1.9 cr in 20 yrs

Canara Robeco Emerging Equities has generated Rs 328900 on an investment of Rs.10,000 since inception

Air Canada: Earn 15,000 bonus points on flights between India and Canada

he offer is available for bookings until March 31, 2025, and is valid for travel until December 15, 2025, across all classes except Air Canada's Basic fare.

Silver outlook: After steep runup over the past year, buy on dips

The rupee's depreciation against the US dollar since Diwali 2024 has supported domestic prices

US sees 13% drop in Indian student applications, Russia up 34%, Germany 49%

Indian students heading to Russia rose by 33.7% in 2024 compared to 2023