Page 18 - Personal Finance

Pension reforms must revamp key schemes to widen coverage: Report

SBI Research report urges mandatory contributions by large private firms, tax parity and the integration of the Unified Pension Scheme to secure a rapidly ageing workforce

Fewer ATM visits, bigger withdrawals: How Indians are using cash now

On average, each ATM dispensed ₹1.21 crore per month in 2025, lower than ₹1.30 crore in the previous year, indicating a moderation in overall cash usage.

Budget 2026 expectations: NPS tax benefits, ageing India and pensions

With India's senior population rising, industry executives want wider NPS tax benefits and simpler pension rules in Budget 2026

Nippon India Gold, Silver ETFs cross ₹1 lakh cr, precious metals gain scale

Only AMC to cross the ₹1 lakh crore milestone in precious metals ETFs

India's retail leasing hits record 8.9 mn sq ft in 2025, Hyderabad leads

Retail Leasing Soars Even as Supply Jumps 268% in 2025

Why your credit card spend is not rising, even though you're using It more

Banks Ramp-up the Credit Card Issuance; However, Spends Fail to Catchup Volume Growth Remains Healthy

Tier-2 cities catch up: Senior pay touches ₹35-28 lakh, near metro levels

India's Next Pay Hubs Are No Longer Tier-1

Updated return: Found omissions after Dec 31? File ITR-U to cut legal risk

Scrutiny may extend to other assessment years if disclosures suggest a pattern of non-compliance

Republic Day travel: From Goa, Manali to Thailand, Indians' top picks

Travel firms say the four-day Republic Day break pushed travellers towards quick, nearby getaways, with Goa leading domestically and Thailand, Vietnam overseas

Zero-coupon bonds: For investors targeting specific, long-term goals

These bonds could prove risky for investors who might need to exit early

Farmhouses, not beach homes, lead second-home buying among India's wealthy

Second-Home Demand Slips as 75% of HNIs Skip Holiday Property Buys

Japan set to trial India's UPI as Indian tourist numbers see sharp rise

Japan will trial India's UPI in 2026, allowing Indian tourists to make QR code payments directly from their Indian bank accounts while travelling

DLF makes a ₹2,000-crore bet on senior living in Gurugram this quarter

The proposed launch is part of DLF's broader expansion plan, even as the company navigates uneven sales momentum in the current financial year.

Hrithik's father Rakesh Roshan sells land in Pune's Lohegaon for Rs 150 cr

The deal was registered on December 26, 2025, with stamp duty of ₹1.5 crore paid on the transaction. Registration charges amounted to ₹30,000.

Invest in NPS Vatsalya if you have a long horizon and can forgo liquidity

The scheme may not suit investors who want liquidity, are targeting short- to medium-term goals, or are uncomfortable with equity volatility

Small-cap index at 8-month low: Take staggered, long-term fund exposure

Keep allocation measured and aligned to your risk appetite, given the segment's higher risk

Budget 2026: Why old income tax regime still appeals to salaried taxpayers

As the Finance Minister readies Budget 2026, salaried taxpayers remain split on whether lower rates can truly replace deductions

Why Silver ETFs swung sharply-And what recovery signals for investors

From a portfolio construction perspective, silver works when allocation size is modest, entry is staggered, and exit rules are defined in advance.

Govt revises wages, pension for insurers, Nabard and RBI employees

The move assumes significance, given that it will benefit about 46,322 employees, 23,570 pensioners, and 23,260 family pensioners

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