Page 222 - Personal Finance
Thailand, Malaysia top visa-free destinations for Indian travellers in 2024
Thailand, in particular, has emerged as the top visa-free destination for Indian tourists based on Agoda's accommodation search data
 "Thailand, Malaysia top visa-free destinations for Indian travellers in 2024")
Cheaper cancer drugs, pricier cars: Here's what 54th GST Council discussed
Key changes were proposed that could affect what consumers pay for certain goods and services. Here's what may get pricier and what might ease your wallet if the proposals are accepted
 "Cheaper cancer drugs, pricier cars: Here's what 54th GST Council discussed")
Axis Bank announces new fixed deposit interest rates of up to 7.75%
Lender is offering 7.75% interest rate, some of the country's leading banks are offering competitive interest rates to attract FD investors
 "Axis Bank announces new fixed deposit interest rates of up to 7.75%")
At $4 billion, investment fraud emerges as biggest crypto scam of 2023
Of the more than 69,000 reports of crypto-related crime the agency received last year, nearly half were reports of investment fraud
 "At $4 billion, investment fraud emerges as biggest crypto scam of 2023")
Airtel Finance launches FD service, offers up to 9.1% as interest rates
Airtel Finance will provide assured return, fixed-income investment options at digital platform built on top of Thanks app
 "Airtel Finance launches FD service, offers up to 9.1% as interest rates")
Delhi NCR drives 65% of luxury home sales this year, Gurugram leads
Over a quarter of the launches in the first half of 2024 in Delhi NCR were priced at Rs 5 crore and above
 "Delhi NCR drives 65% of luxury home sales this year, Gurugram leads")
Chandigarh visa scam: How a Rs 65 lakh immigration fraud duped 45 people
The scam came to light following a complaint by a Rajasthan resident who fell prey to the fraudulent visa consultancy
 "Chandigarh visa scam: How a Rs 65 lakh immigration fraud duped 45 people")
SBI Life fined Rs 1 cr by insurance regulator for 'violating norms'
IRDAI's says investigation was based on various charges arising from an on-site inspection and several regulations under the Insurance Act of 1938
 "SBI Life fined Rs 1 cr by insurance regulator for 'violating norms'")
Losses from crypto fraud rose 45% to $5.6 bn in 2023, Indians lose $44 mn
Total losses of $5.6 billion were reported, experiencing a 45 percent increase in losses from 2023. The most reported crime type related to cryptocurrency is Investment, said the FBI
 "Losses from crypto fraud rose 45% to $5.6 bn in 2023, Indians lose $44 mn")
US extends work permit renewals to 540 days for immigrants: What this means
The proposed changes update employment rules for dependent spouses, increase flexibility for who resign, are terminated, or are religious workers awaiting visas or at the end of their stay
 "US extends work permit renewals to 540 days for immigrants: What this means")
What's a dal-chawal' fund and why should it make up 80% of your portfolio?
The term "dal chawal funds" was coined by Radhika Gupta, CEO of Edelweiss Mutual Fund, in response to the numerous investment scams that have plagued the Indian stock market.
 "What's a dal-chawal' fund and why should it make up 80% of your portfolio?")
Consider interest rate, collateral, cosigner terms when selecting lender
Indian students typically approach banks, NBFCs, and a few international lenders for foreign education loans
 "Consider interest rate, collateral, cosigner terms when selecting lender")
When is the right time to redeem your mutual funds?
It is crucial to regularly monitor your portfolio, as frequently as possible, to stay on top of its performance
 "When is the right time to redeem your mutual funds?")
How Canada, UK, Australia are souring Indians' foreign education plans
Now the environment for students planning to study abroad is changing rapidly, with visa approval rates declining and policies becoming more restrictive
 "How Canada, UK, Australia are souring Indians' foreign education plans")
Greek Golden Visa: Invest Rs 2.3 cr in startups for coveted EU residency
The Greek Golden Visa programme offers a pathway for non-EU nationals to gain permanent residency through investment
 "Greek Golden Visa: Invest Rs 2.3 cr in startups for coveted EU residency")
ACKO enters life insurance market with Flexi Term Life Insurance Plan
ACKO term life plan provides customers with flexibility by incorporating the changes in coverage amount or tenure as per the need
 "ACKO enters life insurance market with Flexi Term Life Insurance Plan")
Canada job market: Fewer opportunities for Indians as work limits tighten
According to data provided by IRCC to Business Standard, as of July 2024, 52,455 valid work permits were issued to Indian citizens under the TFW Programme
 "Canada job market: Fewer opportunities for Indians as work limits tighten")
PNB revises savings account service charges from October 1: Check details
PNB is switching the maintenance of average balance from quarterly to a monthly basis
 "PNB revises savings account service charges from October 1: Check details")
Fake profits to human trafficking: The Whatsapp stock market scam decoded
Scammers are using fake profiles, impersonating well-known investors, and luring victims into fraudulent schemes.
 "Fake profits to human trafficking: The Whatsapp stock market scam decoded")
Your Greek holiday just got costlier, especially a trip to Santorini
The government plans to limit the number of cruise ships visiting the most popular islands, starting in 2025.