Page 327 - Personal Finance

Card devaluation: How to pick between Axis Bank Magnus and HDFC Regalia Gold

The difference between annual fees of HDFC Regalia Gold (Rs. 2500) and Axis Magnus (Rs. 12,500) is also huge, making it an important consideration for consumers while making a choice.

Buy minimum Rs 20 lakh indemnity cover for protection against cancer

Supplement this with a fixed-benefit plan to manage ancillary expenses

Retirement planning, secondary sources of income rise up the priority list

67% Indians now have retirement plan compared to 49% in 2020

10% off on flights: What AU Small Finance Bank's travel credit card offers

The AU- ixigo Travel Credit Card offers up to a 10 per cent discount on flight bookings, instant discounts on hotel bookings, and zero payment gateway charges for train bookings, among other deals

FAQs: How much gold you can buy without PAN, Aadhaar? How to check purity?

If you buy gold for more than Rs 2 lakh per transaction, regardless of the mode of payment (cash or electronic), you must disclose PAN details to the jewellers,

Explained: India emerges as global leader in the number of IPOs in 2023

The third quarter of 2023 saw a staggering 21 IPOs in the Indian main market, compared to just four in the same quarter of 2022. India has topped the world in terms of the number of initial public off

Looking to buy a house or car this Diwali? Here are various offers by banks

It is recommended that you take your time to compare offers from different banks instead of rushing for the initial one you encounter.

Buying gold this Diwali? Options for investment and their tax implications

Whether you want to diversify your portfolio or celebrate the festive season by gifting gold, it's essential to understand the various investment options and their associated tax implications

Amid market volatility, it may be time to prune small and midcap exposure

Investors who can't set up and rebalance a diversified portfolio could consider hybrid funds

Planning to buy a car? Minimise tenure, maximise down payment on loan

Selling the old car independently, rather than going for an exchange offer, may fetch better value

Income Tax Calendar 2023: Important dates for taxpayers in November

There are some important dates for all the income taxpayers who need to remember these dates to avoid the potential consequences

Wedding affair: Here's what hot in attire, style and colours this season

What are the trends in bridal wear this wedding season? Here's a lowdown before you go shopping

HDFC Top 100 Fund: 27 years on, Rs 10,000 SIP grows to Rs 6.9 crore

The HDFC Top 100 Fund predominantly investing in large-cap stocks was launched in October 1996, making it one of the longest-running mutual fund schemes in India

DSP Mutual Fund launches Gold ETF: All you need to know

The NFO opens for subscription on November 3, 2023, and closes on November 10 2023.

How NRIs can invest in govt bonds through RBI's retail direct scheme

In 2021, the RBI came out with the Retail Direct Scheme, a one-stop solution to facilitate investment in government securities by retail investors. NRI investors can also invest via the platform

Will your EMI go up? ICICI Bank and Bank of India raise lending rates

ICICI Bank has increased its MCLR by 5 basis points for all tenures. According to ICICI Bank's official website, the overnight and one-month MCLR rates are now at 8.50 per cent

RBI is accepting Rs 2000 notes via post too: Here's a step-by-step guide

While the Rs 2000 banknotes continue to be legal tender, the facility for the exchange of these notes is only available at the 19 RBI Issue Offices

HDFC Regalia to Axis Magnus: Why banks are devaluing popular credit cards

Credit card devaluation occurs when the value and benefits offered by a credit card decrease over time.

AePS Scam: Here are the things you need to do if you are a victim of fraud

If you are a victim of an AePS scam, there are a few things you need to do immediately to protect your money

A snapshot of home loan rates offered by various banks and HFCs

Here is how the home loan rates offered by various banks and HFCs stack up