Page 390 - Personal Finance

Have three-year horizon? Hold on to a corporate bond fund, say experts

Consider investing in target maturity funds and corporate FDs

Asset allocation model of 'balanced advantage funds' must fit your needs

Check fund's performance in different market conditions to evaluate efficacy of model

India's retirees tap savings, cut down expenses as living costs soar

Sharply rising prices are hitting older people the world over as global supply problems caused by the pandemic -- and made worse by the Ukraine war -- propel food and fuel costs higher

Get car engine insurance to keep you afloat during rains, say experts

Roadside assistance and outstation emergency add-ons are useful

Don't want volatility in debt portfolio? Stick to shorter-duration funds

If you have a three-five-year horizon, you may invest in corporate bond funds and banking and PSU funds.

Maintain 15-20% allocation to international funds despite ongoing downturn

Remember that you need to diversify away from your home country, and hedge against the rupee's depreciation

Opt for critical illness plan with lower survival period clause: Experts

CI plans generally offer global coverage. "Even if the insured is diagnosed with a CI outside India, this plan will make a pay-out," says Vivek Gambhir, a product head at Tata AIG General Insurance

Fund pick: ICICI Pru Value Discovery Fund

Fund pick: ICICI Pru Value Discovery Fund

A snapshot of term insurance plans with two riders offered by companies

Here is how the term insurance plans offered by various companies stack up

Buying a diamond? Get a fix on the four Cs before you pick up a fiery stone

Your love affair with the precious stones doesn't end with the purchase. You've really got to take care of the ice to keep the blemishes away. Here are tips on how to buy diamonds.

File ITR to avoid TDS/TCS deduction at higher rate, say analysts

The CBDT has issued a circular pertaining to Sections 206AB and 206CCA of the I-T Act, which provide details regarding people to whom higher TDS/TCS rates should apply

WEF 2022: Over 50 govt heads, 1250 leaders from pvt sector to meet in Davos

The World Economic Forum said the Annual Meeting 2022 will focus on 'history at a turning point', the theme of the summit

Life insurance: Homemakers must have a term cover of least Rs 20-50 lakh

Homemakers Insurance: Declaring any form of income, like rent, that the homemaker earns can help her get a higher sum assured

LIC stock may be held for long term if there's no listing gain: Experts

"If you hold on to this stock for more than three years, you are likely to earn decent returns," says Vikas Gupta, founder and chief executive officer, OmniScience Capital on LIC being listed today

Up to 4th line of Hindu descendants can claim share in ancestral wealth

However, assets inherited from one's maternal grandfather are not regarded as ancestral

Stick to shorter-term FDs to gain from rising-rate scenario: Experts

Avoid auto-renewal facility so you can select best tenure and slab rate

Leading meditation retreats in India to help you bust stress and keep calm

Some courses are run solely on voluntary donations by the practitioner. For most others the average price is Rs 3,000 a day, and includes stay and meals

Fund pick: SBI Magnum Medium Duration Fund

Fund pick of SBI Magnum Medium Duration Fund

A snapshot of fixed deposit interest rates offered by various banks

Here is how the fixed deposit interest rates offered by various banks stack up

CPSE ETF: Book profits slowly and don't try to maximise gains, say experts

New investors are better off picking diversified offerings