Page 429 - Personal Finance

Cheque payment to FASTag, rule changes that will affect your money in 2021

Cheque payments will be safer; the limit for contactless card transactions to increase

Direct exposure to equities is fraught with risks for unseasoned investors

Begin investing directly in a very small portion of your portfolio and see if you have the flair for it

Borrow from RBI-registered lending apps to avoid unscrupulous operators

Digital Lenders' Association of India (DLAI) has come out with a few guidelines

Catch the news, learn a new skill or simply have fun listening to a podcast

Podcasts are a great way for listeners to discover the content they want to hear. They're downloadable so you can listen to them whenever, wherever and however you want

A snapshot of term insurance plans with two riders offered by various cos

Here is how the term insurance plans premiums offered by various companies stack up

Fund pick: UTI Equity Fund

Fund pick: UTI Equity Fund

Saral Jeevan Bima will have lower entry barriers, but may not be cheaper

High expectations are pegged to the Saral Jeevan Bima (SJB), the standard term insurance cover slated to be launched on Janua­ry 1

Last-minute filers can expedite tax return processing with Jhatpat scheme

Check if you are eligible: Only those filing via ITR 1 and 4 can opt for it

Premium should be less than 10% of sum insured on a senior's health policy

The average annual increase in a senior citizen's health cover should be 4-5 per cent

How to organise your financial documents for a clutter-free 2021

Tips on figuring out which document needs to go straight into the dustbin and which needs to be kept, just in case

One must retrieve unclaimed dividend of MFs or shares at the earliest

Mutual fund investors stop getting the benefit of any appreciation after three years

Sometimes selling winners makes sense

I ask investors if they would buy an investment at its current price.If the answer is no, then it is not wise to continue holding it, says Harsh Roongta

Consider well-diversified credit risk funds with limited exposure

Investors should observe a few precautions, despite the likely higher returns

Fund pick: ICICI Prudential Medium Term Bond Fund

Fund pick: ICICI Prudential Medium Term Bond Fund

Tips on adopting a pet to keep yourself joyfully busy in the time of Covid

Animals make great companions, dispelling the loneliness and depression caused by the pandemic. But you must follow certain dos and don'ts if you plan to bring one home

A snapshot of loan against property rates offered by various banks, HFCs

Here is how the loan against property rates offered by various banks stack up

WhatsApp Pay is easy to use, but take a few extra security measures

Make sure you guard against fraudsters who may try to trick you into sending them money

Remote working is risky: How to fend off potential cyber attacks

RDP attacks allow cybercriminals to also record keystrokes and steal sensitive information

Consumers gravitating towards higher sum insured in health policies

Covid drives awareness of need for health insurance, consumers also buying plans in the range of Rs 25-50 lakh

Choose a high-value health insurance policy for wide coverage amid Covid-19

Buy one at the earliest as underwriting norms tend to be strict in them