Page 439 - Personal Finance

A term policy is the preferred option for covering home loan liability

A home loan protection plan could pose problems if you wish to switch or foreclose your loan

FinMin to infuse Rs 3,000 cr in state-owned general insurers this quarter

Last year, the Union Cabinet headed by Prime Minister Narendra Modi cleared proposal to provide capital support to National Insurance, Oriental Insurance and United India Insurance

If you want higher returns, and are prepared for volatility, opt for NPS

But be ready for lock-in till the age of 60, volatility, mandatory annuitisation

ELSS funds: Tax benefits and factors to consider before investing

Why should investors invest in ELSS? Is there any down side to investing in ELSS? How should one select the right fund? In this podcast, we discussed how to go go about investing in ELSS funds

Say it with flowers and candy, health packs and hi-fi this Valentine's Day

While carnations and confectionery still make the cut, practical gifting options such as gadgets and gizmos, home decor, and feel-good beauty hampers are gaining popularity

Fund pick: Kotak Bond Short Term

Fund pick: Kotak Bond Short Term

A snapshot of new car loans offered by various banks and other details

Here is how the new car loans offered by various banks stack up

Looking for tax-saving options? Select ELSS with varied investment styles

This will ensure at least one of your funds performs in any market condition

Small-ticket insurance cover is for beginners: Is it really worth it?

In the long run, you must migrate to standard life, accident, and health policies

Equity mutual funds see outflow for seventh straight month in Jan

Equity mutual funds witnessed an outflow of Rs 9,253 crore in January

Unable to get health cover? Buy a standard vector-borne disease insurance

Standard policy will make price comparison across insurers easy

Irdai Working Group bats for introduction of index-linked insurance plans

With investment markets turning volatile, customers are preferring guaranteed products. This, in turn, has increased the balance sheet risk for insurers

Mid- and small-caps may gain from broader recovery but won't come cheap

Take limited exposure to these stocks and opt for the fund route if you aren't adept at direct investing

Fidelity clause covers all employees

In a recent case, National Commission observed that the policy defined an employee to include officers, clerks, servants and other employees

Retail investors should lock in interest rates for longer term with G-Secs

Holding instrument till maturity could help in tackling volatility

A business hotel for that great weekend getaway with your family and Fido

WFH and travel paranoia during Covid-19 have lowered occupancy in these hotels, forcing them to offer alluring rates as low as Rs 5,000 a night with meals to leisure customers

Fund pick: IDFC Sterling Value Fund

Fund pick: IDFC Sterling Value Fund

A snapshot of home insurance premiums offered by various firms with details

Here is how the home insurance premiums offered by various insurance companies stack up

Sheen diminished for VPF, but not lost: Here's how should you invest?

Only PPF and Sukanya Samriddhi offer higher returns among govt-backed schemes

Average HNI earns Rs 50-lakh interest that's tax free: Govt defends PF move

In the Budget, it was announced that Rs 2.5 lakh a year is the deposit limit for EPF on which interest earned won't attract any tax.