Page 447 - Personal Finance

Planning to take home loan? This is good time to explore fixed-rate option

Interest rates on home loans are at historic lows currently

Three telecom players needed

Duopoly, with only Jio and Airtel, will be unhealthy and lead to job losses in the sector

Using tech to go virtual, green and smart in the times of the coronavirus

Apart from bringing the office, school, doctor and entertainment home, going virtual has significantly helped us reduce carbon footprint as well

Lenders are intensifying loan recoveries. How should borrowers respond?

Do your best to avoid a default. But if it happens, and a collection agent comes knocking, remember you, too, have certain rights

Major shift to digital space demands data security, cyber insurance

The biggest nightmare for an individual in this digital age is to see an unauthorised debit in his bank account and realise he has been a victim of an online fraud

Flexible options to make car loan repayment easy, but interest will be high

The more the borrower defers principal repayment, higher is his interest cost

Homebuyers enjoy clear-cut financial gain with deferred payment plans

Ensure the price isn't higher than a construction-linked plan

Here is how to file Income Tax Returns for AY 2020-21: Step by step guide

The department has released the ITR-1 utility (e-form) on its e-filing website available in Excel and Java formats

Delay in treatment is negligence

The commission awarded Rs 10 lakh as compensation, out of which, Rs 8 lakh would be payable by hospital

RBI stops 7.75% bond: Here're some fixed-income options for senior citizens

PMVVY, SCSS, PPF and Bharat Bond are instruments senior citizens can turn to

Standard Covid-19 insurance plan to have max sum assured of Rs 5 lakh

Pricing will depend on insurers but will be cheaper than normal health covers

Any crisis throws up undervalued stocks

But look at quality of management, and another one unique to this crisis is finding businesses which will emerge stronger

Term insurance: Premium rates lower at younger age, don't change thereafter

As your liabilities increase, you will not have to augment your cover at a later date

OTT platforms to help you tide over the monotony of the Covid-19 lockdown

Social distancing and work-from-home have prompted Indians to explore web series and original movies on OTT platforms through mobile, google Chromecast and amazon firestick

Arogya Sanjeevani: A straightforward, reasonably priced health plan

If you already have an insurance policy, opt for super top-up to enhance the sum assured

New loans may become harder to get as lenders turn cautious in lockdown

Be prepared for lower loan eligibility and risk-based pricing

Insurance business insecure and uncertain as Covid-19 damage claims mount

Insurance companies around the world were sailing smoothly until late February, when markets realised Covid-19's impact. Now, is insurance secured to survive? Joydeep Ghosh explains

With attractive deals, real estate becomes buyers' market amid Covid-19

Potential buyers face risks on two counts. The first is a possible salary cut or even job loss

Irdai allows PNB to hold more than 10% promoter stake in 2 insurance firms

The insurance regulator has allowed PNB to keep its shareholding in both the insurance companies intact for now

Moratorium may make your loan expensive but will protect your credit score

Reserve Bank of India has extended the moratorium on equated monthly instalments (EMIs) by another three months - till August 31, 2020