Insurers need to expand the ambit of health insurance to include outpatient care as part of the health insurance system to get Young India into buying insurance. It is time for insurers to move on to primary and secondary care, and preventive care as they have been focused on tertiary care and hospitalisation for long, said Insurance Regulatory and Development Authority of India Chairman Subhash Chandra Khuntia.
More often than not, health insurance kicks in when the patient is hospitalised. Outpatient department (OPD) treatment refers to diagnosis done on the advice of a medical practitioner or doctor, by simply visiting