Page 45 - Personal Finance

Travel insurance: If an airline cancels a flight, it pays, not the insurer

Policies typically reimburse cancellations for reasons such as medical emergencies, death of an immediate family member, or natural disasters

A zero-forex card at ₹750? IDFC FIRST targets cost-conscious travellers

Can a fixed deposit unlock premium credit cards? IDFC FIRST says yes

Insurer cannot override a doctor's clinical judgment to reject claim

Star Health must reimburse Covid hospitalisation costs after the court rejects the claim denial

New insurance ombudsman reforms set to speed up claims, believe experts

Stronger penalties, wider access and a digital system promise clearer, faster grievance resolution for policyholders

No more hidden forex charges? Wise opens waitlist for travel card in India

Wise has opened the waitlist for its India travel card, promising real exchange rates, lower forex costs and fully digital multi-currency spending for overseas travellers.

Big fat Indian weddings go digital as QR and credit take centre stage

A growing share of these high-value purchases are now happening via UPI QR-payments or credit-card-enabled EMIs, driven by convenience, security and flexibility.

Sharing your credit card with friend or family? The hidden risks are costly

Voluntarily sharing details with others transfers the entire legal and financial liability to the primary cardholder

After RBI's cut, PNB lowers repo-linked rates by 25 bps. Will EMIs soften?

With repo-linked rates easing, borrowers may see lighter EMIs in the next cycle

TN removes need for collateral on loans below ₹4 lakh to widen credit reach

Collateral-free loans aim to make small borrowing simpler and safer for low-income households

JLL leases 1.2 lakh sq ft at Prestige Skytech, Hyderabad for ₹64 lakh/month

The agreement includes a 15% rental escalation after three years from the rent commencement date.

How to protect yourself from unsolicited cards, fraudulent transactions

Follow this complaint escalation path: Bank's grievance cell, ombudsman, consumer commission, and then civil or criminal court

RBI rate cut: Lock into prevailing FD rates before they decline further

Debt-oriented fund-of-funds, like income-plus-arbitrage funds and arbitrage funds are good options for debt fund investors

Advance tax check: Who must pay now and what missing the deadline can cost

With the 15 December instalment approaching, here is a clear guide on who must pay advance tax, how much is due, and the interest costs of missing the cut-off

Top 5 luxury travel credit cards: What they offer, who should get them

Luxury travel credit cards offer elite benefits such as global lounge access, low foreign exchange fees, and high-end concierge services to clients who want seamless mobility & experiential privileges

Rs 170 bn dues, 34,000 unsold flats: what DDA's data means for home buyers

DDA has Rs 17,000 crore in liabilities and unsold inventory: A situation that could lead to better availability and competitive pricing for homes

Passport verification record on DigiLocker: How to access new feature

New feature gives citizens secure, instant digital access to the essential document, simplifying background checks and travel preparations

RBI policy: Home loan borrowers can save Rs 9 lakh on a Rs 50 lakh loan

RBI rate cut: A fourth rate cut in 2025 has brought the repo rate to 5.25 percent, giving homebuyers room to save through lower EMIs, shorter tenures, and better lending rates

RBI rate cut ends FD appeal for now: Here's what investors can do next

RBI's December 5 repo cut is expected to push banks towards trimming deposit rates. Here are the updated FD slabs and how savers can plan in a falling-rate cycle

Decade-long bull run: Ventura explains why gold may surge to $4,800 in 2026

The runway is set for the Year 2026 to have an extended rally in Gold

RBI launches two-month campaign to clear all pending customer complaints

RBI has proposed to hold a two-month campaign from 1st January next year with an aim to resolve all grievances pending for more than a month with the RBI Ombudsman