Page 573 - Personal Finance

If you want security benefits, don't fully withdraw provident fund: EPFO

EPFO further said that PF money aimed at social security benefit and people should not treat it like a bank account

Store the private key of your virtual currency offline

Keeping them at a secure offline location guards you against the risk of hacking and malware attacks

Still not paid taxes on Bitcoin gains? I-T notice could be on the way

Based on the holding period, you have to pay short-term or long-term capital gains tax

Property, gold back on radar

Reducing equity exposure and rebalancing into other asset classes may be sensible

SC relief for self-employed accident victims

The recent judgment provides compensation to families of the deceased above 50 years of age as well

What is the treatment of sales return under GST law?

If due to any issue, the goods are returned by the customer to the supplier, these can be sent back under cover of a delivery challan

Feed the algo trading bug with small capital

Do not commit more than 15% of your equity portfolio as even a small glitch can prove costly

Review insurance portfolio every year

Raise the amount of life cover you own if your liabilities and responsibilities have increased during the year

Opt for open-end ELSS with a track record

Fund houses have launched closed-end equity-linked savings schemes that offer nothing new

Readers' Corner: General Insurance

Cyber risk is relevant for e-commerce business as customers share their personal details with the website from where they buy products

You can merge 10 old EPF accounts at one go with this new service

Under this facility, subscribers of the Employees' Provident Fund Organisation can merge as many as 10 previous accounts with their UAN at one go

Ways to prevent Aadhaar misuse: How to lock and unlock your number

Don't share information over phone with anyone, use only official apps and keep Aadhaar locked unless needed

Tipping Point: What is algo trading?

Algo trading has been used mostly by institutional and high networth investors

Sriperumbudur: Gain from investing in land parcels

It is a major hotspot for investment in industrial land plots

Post-retirement EPF interest is taxed

Though the post-retirement interest income earned on EPF will be taxed, discuss with an advisor before withdrawing the amount

Opt for low volatility after retirement

If you plan to withdraw money from your corpus regularly to meet expenses, have a portfolio of stable instruments

Too high, too fast: Don't invest more than 5% of your portfolio in bitcoin

The virtual currency's price has run up very fast and experts feel a correction may be around the corner

Avoid timing the market with lump-sum investments

Fund houses are restricting such investments; heed the signal and stick to SIPs and STPs

Staying healthy can reduce your next premium

Through wellness programmes, policyholders can get discounts ranging from 8% to 30%

Money chasing few stocks

Change in retail sentiment prior to elections could end bubble