Page 605 - Personal Finance

Readers' Corner: Taxation

Kuldip Kumar, partner and leader, Personal Tax, PwC India, answers your questions

Realty check within budget of Rs 30 lakh - 50 lakh

A snapshot of average current rates and unit sizes

No documentary proof needed for advance or withdrawal from GPF: Govt

Also simplified and liberalised conditions for taking advance from fund for education, illness etc

Lowering of investment limit will make AIFs accessible to more investors

Risk of mis-selling of these funds to investors who don't understand their risks fully may also rise

Should you invest in SIPs for perpetuity?

More investors are also doing top-ups in their existing SIPs as and when they get an increment

Be a buy-and-hold investor in mutual funds

Sebi's Investor Survey highlights need to invest according to risk appetite and investment horizon

Turning credit card money into hard cash is possible

And it is free if done through e-wallets. But wallet companies can block repeat offenders

The many benefits of filing your income tax returns on time

You not only create a record of your income but need it when taking a loan, applying for a visa

Fund managers' actions can be good contra-indicators

There is a lag between the actions of fund managers and the time when this data come to you

Value covers for invaluable goods

In case of items that are banned now, insurance will be possible only if there is govt certificate

SBI merger: A test case

Without a hands-off approach, PSU mergers won't work

Here's why succession certificate is important to claim financial assets

The process may take almost a year but is useful when negotiating with banks and debtors

Readers' Corner: General Insurance

Is the jewellery in my bank locker covered by insurance?

Malleswaram, Bengaluru: Transforming into an upscale locality

Malleswaram has witnessed rapid real estate development

Retail investors should avoid derivatives

Unless you know the rules completely, you could end up paying higher STT than your profit

Murder could be accidental: Consumer activist

Since the insurer did not expect to be murdered, his death was accidental, the Commission said

Go online to reduce mis-selling

Centralised and Aadhaar-based KYC will make purchasing financial products online faster

Tipping Point: What is an equal-weighted index?

Most stock market indices are market-cap weighted indices

Tax collection beats expectation, up 18%

Government gets Rs 17.1 lakh crore in its kitty

You could get tax benefits of up to Rs 2 lakh under scheme replacing RGESS

The conditions for availing of tax benefits under the new scheme expected to be less rigorous