Page 719 - Personal Finance

Guaranteed plans will give lower returns than FDs, debt funds

Life insurers are launching these again. Invest if you are conservative

International feeder funds: Wrong time to go globetrotting?

India's outperformance this year takes sheen off global feeder funds

Browser safer than apps for cell transactions

Read app's review and call firm to ask about its product

Hike in agents' commission cannot be passed on to policy holders

Higher commissions should be paid from shareholder's money, not premia, says Irda chief

Wealthy investors flock to equities as market uptrend continues

Despite short-term volatility, softening of interest rates and recovery in growth make a strong case for equities

Raised pay ceiling not of much help for EPF corpus

With inflation eating into your savings and a rising life expectancy of well beyond 80 years, your provident fund corpus would give only some baseline support and for a limited post-retirement period

Life Insurance: Amitabh Chaudhry

Case study

Upcoming infrastructure projects will help growth

Hot Spot: New Gurgaon, NCR

Housing society resolutions void if minutes not approved

A society is entitled to levy a charge provided it is approved by the general body at a valid meeting, in consonance with the bye-laws

Will Japan recession affect India?

Bank of Japan's decision to expand QE might ensure Indian stock markets remain buoyant

Group health insurance premiums might go up

Buy a cheaper top-up plan over your employer-provided base policy. Or buy a family floater and accumulate a no-claim bonus

Filing online PF withdrawal claims to be a reality in December

All those subscribers whose PF and bank accounts are linked with Aadhaar number would be able to avail themselves of this facility.

No tax on gratuity of up to Rs 10 lakh

If gratuity is received in earlier years then exemption at time of retirement will reduce to that extent, subject to the overall limit

Equity MFs net sellers for now; temporary, say managers

The first 11 trading sessions this month saw net buying only on three days

More new fund offerings to choose from?

Don't make net worth dominant criterion while choosing a fund

New KVP norms silent on many fronts

Investments can be made in denominations of Rs 1,000, Rs 5,000, Rs 10,000 and Rs 50,000 in the new KVP

Axis Bank launches self-service terminal for cash deposit & withdrawal

Customers can transact even without debit card; If the bank has their PAN details, then there is no ceiling on amount of cash deposited

Cash holdings rise in some MFs

High levels could impact returns in a rising market, but can protect the downside in a falling market

Kisan Vikas Patra not a good investment bet

Kisan Vikas Patra doesn't offer any interest rate benefit or tax advantage