Page 740 - Personal Finance

Hold on to Ulips for 1-2 years to maximise returns

Markets are expected to rise another 20% in the next couple of years and, thus, waiting could make sense

EPFO likely to provide 9% interest for 2014-15

Expectations of higher returns after the formation of a new govt at Centre

Real opportunities in real estate?

Even though the stock market is up, the property market is yet to feel the impact. A few strategies for potential buyers

EPFO settles 10.26 lakh claims in May

Return rejection ratio of claims down to 12%

Prepared for consumer courts?

Without proper files, approaching the court isn't quite helpful

Now, buy medicines and stents on EMI

Many leading companies joining hands with financial institutions enabling consumers to avail short term loans

Move to medium-, long-term funds

RBI adopting dovish stance means short-term funds may not do well

HNIs to benefit from RBI policy

Frequent travellers will benefit. Re-allowing property buying abroad will help

Govt equities plan may come to end

It was only for first-time retail investors; rules were ill-conceived

LIC's online term policy is expensive

However, a high claim settlement ratio is in its favour. For a cost-conscious buyer, there are cheaper options

Do you need a mid-cap, small-cap strategy?

Experts say giving these stocks or funds a complete miss would be a mistake. Instead, buy a multi-cap fund or choose good stocks

Debt counselling: Mohan Jayaraman

How not to get exploited by dual pricing, overcharging

According to the National Consumer Disputes Redressal Commission, restaurants can charge more than the MRP as they render a service, but a stall or shop is bound to sell at the MRP

Some gifts from non-relatives are tax-exempt

Certain specified assets such as jewellery, art and financial assets are taxed in the hands of the beneficiary; be clear about when this doesn't apply

Focus on infra, manufacturing

If the new government delivers on those fronts, that should ensure a secular, long-term bull market

Non-life premium income rises 6.7% to Rs 8,421 cr in April

New India leads pack with 13.94% rise, private firms' income up 4.77%

Sebi, exchanges pitch for pension money in capital markets

At present, the pension funds are being invested only in debt securities

Back to basics for stock selection

Analysis of parameters like sector position, financial performance and debt should always be followed

Uncertainty looms over private NPS fund managers future

It's almost six months since first RFP was issued for selection of players and final names are yet to be decided

Onus to prove security breach on customers

Though you could get back up to Rs 5 crore, it is difficult to notify the government