Page 749 - Personal Finance
EPFO asks field offices to verify PF claims of foreign workers
The organisation has found that field offices are settling claims of such members before their retirement
 "EPFO asks field offices to verify PF claims of foreign workers")
Service history of health insurer is vital
Those opting out of TPA services won't get cashless facility; they have to follow up with company for reimbursement
 "Service history of health insurer is vital")
Don't rush to book profits
At best, sell 20-25% of the portfolio, in stocks or funds that have done exceptionally well
 "Don't rush to book profits")
What should you do on May 16?
As investors brace for the announcement of election results, the Volatility Index is surging. Here's how to negotiate the turbulence
 "What should you do on May 16?")
Affordable housing with a blend of Punjab, Haryana
With a rich melange of variegated economic drivers, Karnal is now a focal point for most major developers in the Delhi-NCR region
 "Affordable housing with a blend of Punjab, Haryana")
Fundamentals, not hype, will drive stocks after May 16
Sorting infra mess will require a pragmatic approach by the Centre and states. It could take longer than the market expects
It's never too early to learn about money management
RBI's move to allow children above 10 years of age to operate savings bank accounts can help inculcate a sense of financial independence
 "It's never too early to learn about money management")
Rs 18,000 cr and counting
As the NSEL fraud and the Saradha scam show, whether it is the retail investor or HNI, both get sucked into apparently better-paying schemes
 "Rs 18,000 cr and counting")
There is ample upside room
Going by long-term averages, there is scope for a market rise. But govt stability will be key
Stay nimble, choose debt funds over FDs
These schemes give higher returns than savings bank accounts and more flexibility than fixed deposits
 "Stay nimble, choose debt funds over FDs")
Where there is a will, there is an easy way out
It is the only way to ensure that there is a dispute-free passage of wealth to the rightful heirs
 "Where there is a will, there is an easy way out")
Retail investors are back; 400,000 new MF folios in April
The MF sector has been seeing a continuous closure of folios, about 12 million since March 2009
 "Retail investors are back; 400,000 new MF folios in April")
HDFC Life-PFRDA hearing postponed
Status quo on licences to remain; PFRDA may not issue letters tomorrow as earlier stated
 "HDFC Life-PFRDA hearing postponed")
Have an inoperative bank account?
It will work out cheaper to revive the account. If it remains idle for too long, balance would be transferred to the depositor awareness fund
 "Have an inoperative bank account?")
A supplementary cover at best
Bajaj Allianz's Surgical Protection Plan allows only 50% of sum insured to be claimed
 "A supplementary cover at best")
Are you a first-time borrower?
A steady bank balance and ensuring cheques don't bounce would help get a good credit score
 "Are you a first-time borrower?")
EPFO decides to fine PF trust flouting investment rules
The surcharge will be applicable at the rate of 0.0025% on deviation in investment in govt bonds from the mandated level till 2013-14
Now, independent bank a/c for minors
NO parental guidance required for above 10-year-olds
 "Now, independent bank a/c for minors")
Avoid similar NFOs
Unless the mandate is widely different from the schemes you own, it makes little sense to invest in these
 "Avoid similar NFOs")
Don't invest in similar NFOs
Unless the mandate is widely different from the schemes you own, it makes little sense to invest in them
 "Don't invest in similar NFOs")