Page 749 - Personal Finance
This rally may not sustain
Macro-economic fundamentals continue to be a drag
Do you know which ETF to buy?
With so many ETFs on the shelf, investors need to ask questions before narrowing down to one
 "Do you know which ETF to buy?")
Why PPF still comes out a winner
While the interest rate on provident fund was not raised recently, it still has plenty going for it
 "Why PPF still comes out a winner")
New India launches family floater for families with girl child
Features include special rates for girls, cashless facility, critical care facility, Personal Accident cover, etc
Good time to buy a car?
Offers are there, but not across models. Stay away from used cars
 "Good time to buy a car?")
Govt approves 8.75% interest on EPF deposit for 2013-14
EPFO estimated an income of Rs 25,048.55 crore for 2013-14
Exit route for gold investors?
Medium-term investors can hold, but don't sell debt or equity to expand the gold portfolio
 "Exit route for gold investors?")
6 important aspects to help you during tax planning for FY14
A lot of you might have already made some tax saving investments. Some of you would be planning to do so now. If you have not yet thought about anything, do it now
 "6 important aspects to help you during tax planning for FY14")
Haven't filed tax returns?
Those who missed the July deadline can still file by March 31
 "Haven't filed tax returns?")
Use equity tax savings schemes effectively
Utilise your ELSS tax saving limit first, then consider additional investments under RGESS
 "Use equity tax savings schemes effectively")
Rates aren't only important in FDs
Divide the total amount to invest in different tenures and invest in established banks
 "Rates aren't only important in FDs")
Insulate your adopted child from legal tangles
Ensure you register or legalise the adoption, else the child loses on inheritance
 "Insulate your adopted child from legal tangles")
What to do during an open offer?
It's the season for this and investors are getting hefty offers from promoters. Should you cash out?
 "What to do during an open offer?")
A scenario of FII selling is possible
FIIs have not abandoned India despite years of poor policy-making. They may, however, trim exposure substantially if they are unhappy with the 16th Lok Sabha
 "A scenario of FII selling is possible")
Don't let your account sleep
It is worth making a little effort to claim money lying idle with banks, insurance companies and EPFO
 "Don't let your account sleep")
Women should play an active role in finances
Take part in discussions on how to save and where to invest
 "Women should play an active role in finances")
Seeking value in this market
The trick lies in finding cheap stocks that will give great returns
Bouncing back from a job loss
Get your family involved, renegotiate loans and retool yourself
 "Bouncing back from a job loss")
Standard deductions aren't enough
Claim benefits against rentals paid, purchase of commercial property and joint home loan to reduce tax outgo
 "Standard deductions aren't enough")
Repossession of collateral isn't closure
Ensure you get a no-dues certificate. Better still, sell the collateral and repay the lending institution