Travel insurance: If an airline cancels a flight, it pays, not the insurer

Policies typically reimburse cancellations for reasons such as medical emergencies, death of an immediate family member, or natural disasters

With winter holidays approaching, many Indian travellers will venture abroad. Many will be underprepared for medical and other travel-related risks. Trip disruptions, missed connections, and steep medical costs in developed countries can leave travellers exposed if they underestimate the coverage they need.

 

Trip cancellation

 

This is a vital component of travel insurance. “If the booked flight is cancelled, delayed, shortened, or diverted, the travel policy covers the cost of alternative transport and accommodation,” says Rakesh Kaul, chief distribution officer (retail business), Bajaj General Insurance.

 

“Overlooking this cover means travellers may have to pay international prices for flight