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Updated income-tax return: Ensure accuracy as revisions are not permitted

Only those with additional tax to pay can file an updated return

Updated income-tax return: Ensure accuracy as revisions are not permitted
Updated On : 04 Feb 2025 | 10:33 PM IST

Budget 2025: Spend some, use rest to retire debt and secure long-term goals

A few instruments, which offer tax deduction, remain relevant even for taxpayers in the new regime

Budget 2025: Spend some, use rest to retire debt and secure long-term goals
Updated On : 03 Feb 2025 | 10:37 PM IST

Budget 2025: Relief on 2 self-occupied properties, without riders

Annual limit of Rs 2.4 lakh for TDS on rent increased to Rs 6 lakh

Budget 2025: Relief on 2 self-occupied properties, without riders
Updated On : 01 Feb 2025 | 10:29 PM IST

Understanding Budget documents: Identify changes relevant to your finances

The July 2024 Budget changed little for taxpayers, heightening expectations for relief this year

Understanding Budget documents: Identify changes relevant to your finances
Updated On : 31 Jan 2025 | 6:05 PM IST

UPI credit cards: Track spending as frequent small txn can strain budget

Security-related precautions for UPI-enabled credit cards are similar to those for standard UPI payments

UPI credit cards: Track spending as frequent small txn can strain budget
Updated On : 29 Jan 2025 | 7:15 PM IST

Banking sector funds: Invest now to capitalise on credit growth pickup

The ideal time to invest in sector funds is during a downturn so that investors can capitalise on a turnaround in 1.5-2 years

Banking sector funds: Invest now to capitalise on credit growth pickup
Updated On : 28 Jan 2025 | 10:22 PM IST

Yellow metal: Maintain allocation; tariff battles may sustain bull run

"Central banks usually purchase about 400 tonnes of gold annually. However, in 2022 and 2023, they bought over 1,000 tonnes each year," says Vikram Dhawan

Yellow metal: Maintain allocation; tariff battles may sustain bull run
Updated On : 27 Jan 2025 | 10:37 PM IST

Tackling rising home prices: Research pricing, demand-supply for best deals

Buyers with a limited budget should explore upcoming locations

Tackling rising home prices: Research pricing, demand-supply for best deals
Updated On : 22 Jan 2025 | 10:27 PM IST

Short-duration funds: Ideal for low-risk investors with goals 1-3 yrs away

Short-duration debt funds have gained popularity among investors for their ability to provide accrual income and their moderate sensitivity to interest rate changes

Short-duration funds: Ideal for low-risk investors with goals 1-3 yrs away
Updated On : 21 Jan 2025 | 10:58 PM IST

Choosing right hybrid fund: Risk appetite, horizon should guide your choice

Hybrid funds provide a structured way to handle market fluctuations

Choosing right hybrid fund: Risk appetite, horizon should guide your choice
Updated On : 18 Jan 2025 | 12:47 PM IST

Fire insurance: Declare correct property value to ensure adequate payout

Fire insurance, also called as fire and allied perils policy (and often part of a home insurance policy), covers a range of risks

Fire insurance: Declare correct property value to ensure adequate payout
Updated On : 15 Jan 2025 | 11:16 PM IST

Bet on quality funds amid slowing economic growth, market turbulence

Quality indices, such as the Nifty 500 Quality 50 Index, are built by filtering stocks from the parent index based on their quality score

Bet on quality funds amid slowing economic growth, market turbulence
Updated On : 13 Jan 2025 | 10:15 PM IST

How non-participating plans by insurers work as investment option

Lock-in returns for long-term with these plans from insurers

How non-participating plans by insurers work as investment option
Updated On : 25 Dec 2024 | 11:24 PM IST

Evaluating individual fund: Base decisions on 8 quarters of performance

If you need money for an emergency, your goal is near, or with advancing age you prefer a lower allocation to equities, consider redeeming

Evaluating individual fund: Base decisions on 8 quarters of performance
Updated On : 20 Dec 2024 | 1:12 AM IST

Align investment horizon with portfolio duration for short-term debt funds

While all investors should have some allocation to shorter-duration debt funds for portfolio stability, the exact proportion should depend on their risk appetite

Align investment horizon with portfolio duration for short-term debt funds
Updated On : 14 Dec 2024 | 12:01 AM IST

Reducing home loan: Switch to lower-cost loan if credit profile improves

Until repo rate cuts begin, borrowers can explore other options to lower their home loan burden

Reducing home loan: Switch to lower-cost loan if credit profile improves
Updated On : 12 Dec 2024 | 11:01 PM IST

Quant Funds: Algo-driven approach reduces human bias, risk of style drift

Quant funds adopt a systematic, rules-based approach to stock selection and portfolio management. They don't rely on fund managers to make investment decisions

Quant Funds: Algo-driven approach reduces human bias, risk of style drift
Updated On : 10 Dec 2024 | 12:43 AM IST

Consumption funds: Strong returns await investors who can endure slowdowns

Over the past year, consumption funds yielded returns of 28.6 per cent, lower than PSU (46.4 per cent), pharma (42 per cent), infrastructure (39.1 per cent), and technology (37.8 per cent)

Consumption funds: Strong returns await investors who can endure slowdowns
Updated On : 05 Dec 2024 | 10:16 PM IST

Gold outlook: Buy on dips, temper return expectations after strong runup

Improvement in US GDP figures, easing of tensions in the Middle East, and stable or rising interest rates in the US are other factors that could hurt gold prices

Gold outlook: Buy on dips, temper return expectations after strong runup
Updated On : 03 Dec 2024 | 10:58 PM IST

Business Cycle Funds: Macro-driven funds that can fall prey to timing risk

Business cycle funds aim to optimise returns by aligning their portfolios with different phases of the economic cycle

Business Cycle Funds: Macro-driven funds that can fall prey to timing risk
Updated On : 02 Dec 2024 | 11:09 PM IST