Your Money

Choosing a balanced advantage fund? Look beyond returns to strategy, risk

Balanced advantage funds are raising equity exposure, but investors must assess allocation models, portfolio risks and downside protection-not just past returns

High-yield bonds: Understand risks before chasing double-digit returns

High-yield bonds can offer double-digit returns, but investors must weigh default, credit, liquidity and concentration risks before chasing higher yields

September tax calendar: Key TDS, advance tax and tax audit deadlines

September has key tax compliance dates for TDS, advance tax and audit reports. Here are the deadlines taxpayers should track

Gold surge: Should you invest, book profits or rebalance your portfolio?

Avoid chasing the rally; stagger fresh investments and rebalance if gold exceeds your target allocation

Buying pet insurance? Check sub-limits, exclusions before choosing a policy

India's pet population rose from 28.5 million in financial year 2019-20 (FY20) to 39.2 million in FY25 and is projected to reach 60.5 million by FY30, according to industry estimates

Retail traders' F&O losses stay high: How investors can limit the damage

Nearly 88% of individual F&O traders lost money in FY26. High leverage, frequent trading and behavioural mistakes can amplify losses, making disciplined risk management essential

Students' term cover: Buy adequate sum insured to cover education loan

A higher amount can be taken to provide a cushion to those who are likely to become financially dependent on the student in the future

Broke at the end of the month? These money habits will help you bounce back

Small, tactical shifts will help you save money without a radical change in lifestyle

How multiple bank accounts help you to save, spend and be safe financially

Separate your money by intent to protect essential funds from impulse spending

How Indians can make international investments part of their portfolio

International exposure is usually meant diversification or a targeted goal, such as foreign education

Rebuild savings, avoid loans: Setting a financial plan after overspending

A step-by-step guide on how to recover systematically from overspending and regain long-term financial discipline

PPF to digital gold: Monthly investments that build long-term wealth

Here are seven low-cost, high-impact investment tools designed to help small monthly contributions grow into a substantial long-term corpus

Sending money abroad? Know remittance limits, tax rules & disclosure norms

Check the annual remittance limit, when tax is collected or deducted at source, and when you must disclose foreign assets

Unclaimed deposits: How heirs can trace and claim the money from banks

Forgotten bank deposits can remain claimable even after transfer to the DEA Fund. Knowing how to search UDGAM and navigate nominee or legal-heir rules can make recovery easier

Unregistered housing project: Know risks and exit options before booking

Buying into an unregistered housing project can expose homebuyers to legal, financial and construction risks. Here's how to verify a project and seek redress

Largecaps for stability, mid and smallcap funds for higher returns

Maintaining exposure across various market-cap categories is important as leadership can change during different market phases

How to handle your finances after a job loss: Cut costs, manage debt wisely

How to pare discretionary expenses, handle investments and debt, and migrate from a group to a personal health insurance policy

Flood-damaged home? Know what insurance policy covers and how to claim

Check sub-limits and exclusions, document damage promptly, and avoid permanent repairs before inspection

Rs 1,322 cr leaves Largecaps in July. Is Investor Money Moving to Midcaps?

Investors are rebalancing within equity portfolios rather than making a wholesale shift towards defensive assets, says CEO of Anand Rathi Wealth

NPS for NRIs: Investment options, account rules and repatriation explained

They can build a retirement corpus through NPS Tier-I, with equity, debt and government securities offering investment choices based on risk and retirement goals