Your Money

Family wins Rs 75,000 claim after train berth was taken over by crowd

A family's reserved berths were occupied amid severe overcrowding. Consumer commission awarded Rs 50,000 compensation plus Rs 25,000 litigation costs

New EPFO rules: How much can subscribers withdraw for emergencies?

EPFO has eased partial withdrawal rules, with members able to access up to 75% of their balance for emergencies, unemployment and housing needs

No India trip needed: 4 ways NRI pensioners can submit life certificate

Pensioners living abroad can avoid travelling to India for annual life certificate submission through digital, bank, embassy and authorised agent routes.

Buying property? Check rental yield to avoid overpaying, assess fair value

Besides a high current yield, it is also crucial to assess whether it will sustain

Delhi HC on PPF: Can a parent withdraw money from a child's account?

Court says a parent cannot use a child's PPF corpus to meet maintenance obligations, ordering its full restoration with interest.

Is UPI ending free payments? Here's what Finance Minister Sitharaman said

UPI users won't pay a transaction fee for now, but a proposed MDR framework could change how some merchant payments work.

Hit by an uninsured vehicle? Here's how you can claim compensation

Collect evidence at accident site, file FIR, avoid hasty settlements, and file MACT claim against driver and registered owner

Recovery calls, agent visits, phone locks: Experts explain RBI's new rules

RBI loan recovery New rules: 'Recovery finally has a paper trail': Experts on RBI's new curbs on calls, agent visits, harassment and phone locking

HDFC Bank cuts MCLR by 5 bps: Cheaper loans ahead? Here's who benefits

HDFC Bank has lowered MCLR by 5 bps across most tenures, but the benefit may not reach all borrowers or reduce EMIs immediately

Eyeing SSY's 8.2% interest? NRI parents face this key eligibility rule

Sukanya Samriddhi offers tax-free returns, but NRIs face strict residency rules when opening an account

Using MTF? Keep sufficient cash for margin calls, avoid forced selling

Investors should restrict margin trading facility use to liquid stocks, maintain adequate cash buffers for margin calls, and avoid excessive leverage during periods of market stress

Increasing your credit card limit is a risk and reward: How to do it safely

Treating a higher limit as extra income rather than a deferred payment is a dangerous habit

Block card, inform bank, reset passwords: What to do after financial fraud

Call 1930 and file a complaint on the official cybercrime portal

Credit card payment: How does it work, how safe is it and what does it cost

The feature is faster than a regular card swipe and safer than the old magnetic strip cards

What is financial freedom and how to achieve it without making mistakes

It is a milestone where you have accumulated enough in your investment accounts to fund your retirement age

What is prepayment of a loan, and when is it worth considering the option

Deciding whether prepayment is good for your financial situation requires comparing the return against your alternative investment options

How to create financial goals for the decade with discipline, flexibility

Missing contributions or stopping midway does more damage to investments than market falls

How to build a money routine if your salary comes on the last working day

Keep a permanent surplus equal to 50% of your monthly expenses in your primary salary account

FOMO mistake in investing: How to spot the emotional decision early

If your investment decision is triggered by trending news, viral posts or "everyone is making money," it's likely 'fear of missing out'

Direct stocks vs mutual funds: Which route suits a busy professional

Choosing between individual stocks and mutual funds simply boils down to how much personal control you want compared to how much you're willing to hand off to expert managers