Thousands of flights have been cancelled amid US-Iran tensions, but many travel insurance policies may not cover losses linked to war-risk events
War-linked travel disruptions, evacuations and stranding costs remain largely excluded under standard travel insurance policies, experts say
Indian families turning to disciplined financial planning for such events, it says
More journeys, higher covers, and clearer priorities shaped travel in 2025
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Senior citizens accounted for 15% of all insured travellers in 2025.
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Tips to pick the right international travel insurance and avoid costly surprises abroad
While travel insurance plans cover financial loss due to flight cancellations, delays and disruptions, policyholders must always cross check on the policy's clauses, terms and conditions.
Policies typically reimburse cancellations for reasons such as medical emergencies, death of an immediate family member, or natural disasters
With more Indians opting for cruise holidays, insurers are introducing sea-specific add-ons covering missed ports, medical evacuations, and other cruise-related risks
Thrillophilia's report shows a 22% rise in affordable leisure stays as travellers opt for 'smart luxury' and shift spending from premium hotels to meaningful experiences
Spiritual tourism, local festivals, luxury stays and international travel see uptick
Indian tourists in Bali risk costly hospital bills from "Bali belly", with treatment running up to ₹3-5 lakh. Travel insurance offers vital cover
Travel insurance for offbeat destinations jumped 45% in 2-3 years, with Seychelles leading at 115% growth and Vietnam rising 50%, said Policybazaar
The quest for travelling is not defined by age, and this is the reason why Indian travellers are an amalgamation of individuals from every age group.