What are the best FD rates available for senior citizens from lenders?
Senior citizens typically get a marginally higher rate of interest for fixed deposits, which are a low-risk, but lower-return, investment vehicle
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Fixed Deposits (Photo: Shutterstock)
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Senior citizens are typically seen as a risk-averse group. This is not without its reasons: other investment avenues are often a maze that they may be able or willing to endure. Which is why many senior citizens prefer to park their savings in fixed deposits, which are a stable, safe, and low-risk investment vehicle, even if the returns are much lower than other financial products. However, senior citizens have the advantage of getting slightly higher interest rates than younger people, as a nod to their age and limited sources of income. Here is a list of fixed deposit rates for senior citizens from different financial institutions.
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First Published: Nov 13 2025 | 6:04 PM IST