Finance

Irdai's distribution reforms may disrupt insurance growth in near term

Proposed commission cuts could trigger broker consolidation and squeeze bancassurance, while tighter expense limits may put additional pressure on smaller insurers

Financial sector has reinforced growth momentum: SBI Chairman C S Setty

SBI Chairman C S Setty says stronger bank profitability, credit demand and asset quality give the sector greater capacity to support investment and India's next stage of growth

Fund Review: Kotak Bond Short Term Fund

Fund Review: Kotak Bond Short Term Fund

Have a pipeline of ₹4 trillion in sanctioned loans, says Nabfid MD

NaBFID targets a Rs 5 trillion loan book by 2029-30, backed by a Rs 4 trillion sanctioned pipeline and rising private infrastructure investment

IBBI seeks to boost safeguards in personal guarantor resolution process

Regulator IBBI has proposed changes to the norms governing the insolvency resolution process for personal guarantors to corporate debtors, including the exclusion of related parties of the guarantor from voting on the repayment plan. Besides, the watchdog plans to make valuation of a personal guarantor's assets mandatory during the resolution process, as well as put in place the framework for recording creditors' deliberations on the repayment plan. In the proposed amendments in the rules to strengthen safeguards in the insolvency resolution process for personal guarantors to the corporate debtors, IBBI has also called for identification and reporting of avoidance transactions (preferential, undervalued, fraudulent, and extortionate credit transactions) in the insolvency resolution process. The proposals come against the backdrop of the insolvency case involving Essel Group chairman Subhash Chandra, wherein under a settlement plan it was proposed that creditors could recover just ..

Vector-borne disease insurance: Who needs it and who may skip the cover

Benefit-based plans offer a fixed payout on diagnosis but have a narrow scope; buyers with regular health insurance should assess whether they need supplementary protection

Gold surge: Should you invest, book profits or rebalance your portfolio?

Avoid chasing the rally; stagger fresh investments and rebalance if gold exceeds your target allocation

CV loans see stress, used-car finance races ahead: CRIF report

Commercial vehicle loans recorded PAR 31-90 of 4.1 per cent in June 2026, while auto loans remained the best-performing vehicle finance asset class

Shriram Finance aims to double gold loan share in loanbook in 3 years

Shriram Finance is aiming to double gold loans' contribution in the overall loanbook to 5 per cent over the next three years, joining a slew of lenders ramping up focus in the more secure and high-value retail segment. The non-bank lender is also keen to increase the share of micro, small and medium enterprises in the overall loan portfolio over the medium term to 20 per cent, a top official has said. "Around 2.5 per cent of our loan book comes from the gold loan segment now. We want to grow it to 5 per cent in the next three years," its executive vice chairman Umesh Revankar told PTI recently. As of June 2026, the lender's overall gold loans outstanding had stood at Rs 7,514 crore, accounting for 2.39 per cent of the overall Rs 3.13 lakh crore book. Gold loans' share has been steadily increasing in recent times, and the first quarter of FY27 also saw a 46 per cent growth in portfolio when compared year-on-year and 13 per cent quarter-on-quarter. In March 2026, the gold loans ...

Strengthening panchayats: Building fiscal autonomy, institutional capacity

The problem is not merely a lack of revenue sources but also weak capacity to utilise existing powers

Managing Public Finances: What public finance documents don't tell you

Economist Anoop Singh's book is a laudable initiative to create greater awareness about healthy public financial management in India

Going green for planet blue: Sustainable finance returns to lenders' agenda

As India finalises its climate finance taxonomy, banks are expanding green lending while experts call for deeper capital pools and stronger disclosure norms

Expenses, emergencies, indulgence: Budgeting for real-life finances

Assess your financial health by totalling all expenses and comparing them with your net monthly income

This Mother's Day, invest in a customised term insurance plan for women

Customised term insurance plans can help women secure their family's financial future while offering protection, flexibility and long-term financial stability for dependents

Debt, demography, democracy: Busting myths in intergovernmental transfers

The 16th Finance Commission shifts focus away from demography, arguing ageing alone does not weaken state finances or justify higher transfers

Centre's fiscal deficit in April-February at 80% of FY26 target: CGA

Fiscal deficit narrows to 80.4% of revised estimates in April-February FY26, aided by higher revenues and steady capex, though global risks may pressure FY27 outlook

Shriram Finance Q3FY26 results: Net profit dips 22% to ₹2,529.65 crore

Shriram Finance's Q3FY26 net profit fell 22% to ₹2,529.65 crore due to a high base last year, even as income, margins and AUM posted healthy growth

Datanomics: Consumption, not technology, powers India's startup boom

A decade into Startup India, most Indian unicorns are clustered in consumer and finance, highlighting limited depth in enterprise tech and frontier technologies like AI

Finops platform Bluecopa raises $7.5 million in Series A funding round

Finops startup Bluecopa raised $7.5 million in a Series A round led by Analog Partners to expand its AI-native autonomous finance platform globally

Govt plans to amend SARFAESI Act to include special situation funds

Centre is considering amending SARFAESI to include special situation funds as financial institutions and to require borrowers to file representations within 30 days of a demand notice, sources said