Finance

Pension fund managers in India: A guide to performance and returns

Pension fund managers invest retirement savings across asset classes while balancing risks and future payout obligations. Here is a Policybazaar guide to their performance in India

RBI should widen LAF corridor to stabilise financial markets: SBI report

The SBI report favours an asymmetric widening of the LAF corridor, faster rate action and a shorter deadline for export proceeds as global uncertainty pressures markets

Citi helps Indian companies raise nearly $16 billion so far in 2026

Citi has helped Indian companies raise nearly $16 billion through debt and equity markets in 2026 and advised on M&A transactions worth over $36 billion amid strong deal activity

Surplus liquidity may not persist beyond FY27: RBI Governor Malhotra

Sanjay Malhotra says currency leakage and OMOs will absorb funds; calls CRR hike among least preferred tools for RBI

Irdai commission cap plan sparks concern among insurance brokers

Brokers say lower payouts may not necessarily translate into cheaper premiums and could instead squeeze servicing economics, trigger consolidation, and weaken insurance distribution

IIFCL UK moves NCLT against Reliance Infrastructure arm over ₹1,745 cr dues

Lender seeks insolvency proceedings against Mumbai Metro One over alleged ECB default; NCLT flags limitation, Section 10A and other defects in the petition

Irdai's proposed distribution reforms may disrupt insurance growth

Proposed commission cuts could trigger broker consolidation and squeeze bancassurance, while tighter expense limits may put additional pressure on smaller insurers

Financial sector has reinforced growth momentum: SBI Chairman C S Setty

SBI Chairman C S Setty says stronger bank profitability, credit demand and asset quality give the sector greater capacity to support investment and India's next stage of growth

Fund Review: Kotak Bond Short Term Fund

Fund Review: Kotak Bond Short Term Fund

Have a pipeline of ₹4 trillion in sanctioned loans, says Nabfid MD

NaBFID targets a Rs 5 trillion loan book by 2029-30, backed by a Rs 4 trillion sanctioned pipeline and rising private infrastructure investment

IBBI seeks to boost safeguards in personal guarantor resolution process

Regulator IBBI has proposed changes to the norms governing the insolvency resolution process for personal guarantors to corporate debtors, including the exclusion of related parties of the guarantor from voting on the repayment plan. Besides, the watchdog plans to make valuation of a personal guarantor's assets mandatory during the resolution process, as well as put in place the framework for recording creditors' deliberations on the repayment plan. In the proposed amendments in the rules to strengthen safeguards in the insolvency resolution process for personal guarantors to the corporate debtors, IBBI has also called for identification and reporting of avoidance transactions (preferential, undervalued, fraudulent, and extortionate credit transactions) in the insolvency resolution process. The proposals come against the backdrop of the insolvency case involving Essel Group chairman Subhash Chandra, wherein under a settlement plan it was proposed that creditors could recover just ..

Vector-borne disease insurance: Who needs it and who may skip the cover

Benefit-based plans offer a fixed payout on diagnosis but have a narrow scope; buyers with regular health insurance should assess whether they need supplementary protection

Gold surge: Should you invest, book profits or rebalance your portfolio?

Avoid chasing the rally; stagger fresh investments and rebalance if gold exceeds your target allocation

CV loans see stress, used-car finance races ahead: CRIF report

Commercial vehicle loans recorded PAR 31-90 of 4.1 per cent in June 2026, while auto loans remained the best-performing vehicle finance asset class

Shriram Finance aims to double gold loan share in loanbook in 3 years

Shriram Finance is aiming to double gold loans' contribution in the overall loanbook to 5 per cent over the next three years, joining a slew of lenders ramping up focus in the more secure and high-value retail segment. The non-bank lender is also keen to increase the share of micro, small and medium enterprises in the overall loan portfolio over the medium term to 20 per cent, a top official has said. "Around 2.5 per cent of our loan book comes from the gold loan segment now. We want to grow it to 5 per cent in the next three years," its executive vice chairman Umesh Revankar told PTI recently. As of June 2026, the lender's overall gold loans outstanding had stood at Rs 7,514 crore, accounting for 2.39 per cent of the overall Rs 3.13 lakh crore book. Gold loans' share has been steadily increasing in recent times, and the first quarter of FY27 also saw a 46 per cent growth in portfolio when compared year-on-year and 13 per cent quarter-on-quarter. In March 2026, the gold loans ...

Strengthening panchayats: Building fiscal autonomy, institutional capacity

The problem is not merely a lack of revenue sources but also weak capacity to utilise existing powers

Managing Public Finances: What public finance documents don't tell you

Economist Anoop Singh's book is a laudable initiative to create greater awareness about healthy public financial management in India

Going green for planet blue: Sustainable finance returns to lenders' agenda

As India finalises its climate finance taxonomy, banks are expanding green lending while experts call for deeper capital pools and stronger disclosure norms

Expenses, emergencies, indulgence: Budgeting for real-life finances

Assess your financial health by totalling all expenses and comparing them with your net monthly income

This Mother's Day, invest in a customised term insurance plan for women

Customised term insurance plans can help women secure their family's financial future while offering protection, flexibility and long-term financial stability for dependents