Fixed Deposits

What are the best FD rates available for senior citizens from lenders?

Senior citizens typically get a marginally higher rate of interest for fixed deposits, which are a low-risk, but lower-return, investment vehicle

Investing in fixed deposit for safety 'biggest money myth', says CA

'Inflation eating returns', says Nitin Kaushik about investment choice of many Indians.

How to use festive bonus to build long-term financial security

The 50:50 split is highly effective for those navigating competing responsibilities: supporting children, managing loans, and caring for elders, while dreaming of vacations and legacy.

Fixed deposit rates of 10 finance companies: Know terms and tenures

All companies offer an additional interest rate for senior citizens, according to Paisabazaar

How tax changes have transformed debt MF landscape, altered investor choice

Fund houses have launched debt-arbitrage FoFs to attract investors in higher tax brackets

Fixed deposit rates at 8.5%: What you could earn on your July investment

Check a lender's financial strength and your liquidity needs when you select offer

FD interest rates up to 9.10%: 15 banks offer 7.80% or more to seniors

Despite repo rate cuts, 15 banks still offer 7.80 per cent or higher on fixed deposits for senior citizens, with some going up to 9.10 per cent for specific tenures below Rs 3 crore

Why splitting fixed deposits across multiple banks doesn't add up

So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them not to DICGC's fine print but to hybrid funds

Avoid chasing yield blindly in scenario of falling interest rates

Give equal weight to safety so that you avoid loss of capital in your fixed-income portfolio

No lock-in FDs abroad: RBI set to tighten overseas remittance rules

Reserve Bank of India plans to block overseas fixed deposits under Liberalised Remittance Scheme to curb misuse, protect forex reserves, and prevent passive capital flight by resident Indians

Latest PNB and Canara Bank revise FD rates: What's new for your savings?

PNB and Canara Bank have updated their fixed deposit rates, offering new opportunities for both general customers and senior citizens

RBI may go for 'jumbo rate cut' of 50 bps on Friday: SBI research

The Reserve Bank of India (RBI) may go for a "jumbo rate cut" of 50 basis points on Friday to reinvigorate the credit cycle and counterbalance uncertainties, said SBI research report. RBI's rate-setting panel Monetary Policy Committee (MPC) will start deliberations on the next bi-monthly monetary policy on June 4 and announce the decision on June 6 (Friday). The central bank reduced the key interest rate (repo) by 25 bps each in February and April, bringing it to 6 per cent. The six-member MPC, headed by RBI Governor Sanjay Malhotra, also decided to change the stance from neutral to accommodative in its April policy. "We expect a 50-basis point rate cut in June 25 policy as jumbo rate cut could act as a counterbalance to uncertainty," said the research report from the State Bank of India's Economic Research Department 'Prelude to MPC Meeting - June 4-6, 2025'. It further said a large rate cut could reinvigorate a credit cycle. "Cumulative rate cut over the cycle could be 100 basi

Datanomics: SC judges favour safe financial bets, ministers chase risks

SC judges disclose majority of financial assets in bank deposits and provident funds, contrasting sharply with ministers' high exposure to stocks and mutual funds

Corporate FDs can get you higher returns if you are prepared for the risk

Such FDs are similar to those offered by commercial banks but carry a higher interest rate, as well as risk of default

Shriram Finance cuts FD rates after RBI move; experts urge early lock-in

Highest yield now at 9.93%. Experts suggest locking in current rates as banks and NBFCs move towards lowering deposit returns

Use smart cash management to optimise returns on short-term funds

However, one should avoid keeping excessive funds in savings accounts

Equitas SFB cuts FD rates, 8.05% return is top offer for general citizens

Senior citizens will continue to get additional benefit of 0.50% higher interest

FD rate cuts: Hunt for returns but keep liquidity needs, safety in mind

Liquidity infusion by the Reserve Bank of India (RBI) has eased funding pressure on banks

State Bank of India withdraws special fixed deposit scheme Amrit Kalash

Other banks, including HDFC Bank and Yes Bank, have also trimmed interest rates on fixed deposits for select tenures

Only 10 banks currently offer FD at 8% and more: Should you lock in now?

As of April 2025, several small finance banks in India are offering FD rates as high as 9%, making them the go-to choice for savvy investors looking to maximize their savings!