Fixed Deposits

Company fixed deposits give higher returns, but come with their own risks

If you want to stick with FDs, but don't particularly like the low rates offered by banks, a corporate FD might just be the ticket for you

Repo rate hike: How to manage home loans, FDs and debt investments

Higher rates could lift deposit returns while raising borrowing costs and affecting debt fund returns

Bajaj Finance raises FD rates by up to 40 bps after RBI rate hike

The NBFC has weighted the increase towards longer tenures, offering up to 7.75 per cent to regular depositors and 8.15 per cent to senior citizens

Months and years: How to match investment choices with your time horizon

Tip: Keeping excess funds in fixed deposits may not be beneficial for the long term due to inflation and other factors

Shriram Finance raises FD rates by up to 25 bps across select tenures

NBFC revises fixed deposit rates across select tenures from July 2 while retaining additional benefits for senior citizens, women and renewal customers

Bandhan Bank raises FD rates by up to 20 bps on select deposit tenors

The lender has increased rates on fixed deposits in the two- to five-year buckets as banks intensify efforts to mobilise deposits amid widening credit-deposit gaps

Equity savings funds: A sound option for stability-seeking investors

Equity savings funds usually suffer much lower drawdowns than pure equity funds

What are the best interest rates senior citizens can get on fixed deposits?

Senior citizens get a higher rate of interest on fixed deposits across public, private, and foreign banks, as well as small finance banks

Indian Overseas Bank raises rates on select fixed deposits by 10 bps

The state-owned lender has increased rates on select non-callable domestic fixed deposits, while Unity Small Finance Bank has revised rates on its 501-day scheme

Fixed deposits, liquid funds and debt funds: What's the difference

Know how quickly you can earn money, what the interest rates are, taxes you may have to pay

Now, over a third of term deposits ₹5 crore+ accounts: RBI data

Large-ticket deposits are gaining prominence as banks struggle to mobilise retail savings, increasing reliance on a small pool of high-value depositors

Bank of India hikes interest rates on select medium and long-term deposits

Bank of India has revised interest rates on select fixed deposits below ₹3 crore across medium and long-term tenures, with the revised rates taking effect from May 18

Corporate fixed deposits: Use laddering strategy to tackle rate uncertainty

Chasing high returns by investing in lower-rated instruments could result in loss of principal

Consider corporate fixed deposits if you want to boost your returns

If you are a conservative investor who invests primarily in bank fixed deposits but wants to boost your returns by 1-2 percentage points, consider investing in a corporate fixed deposit

Rs 145 crore FD fraud: How civic funds were moved via fake fixed deposits

Enforcement Directorate raids across Haryana and Punjab as probe tracks forged FDs, fake accounts and diversion of municipal funds

Shriram Finance cuts FD rates across tenures, new rates effective May 6

Shriram Finance has cut fixed deposit rates across multiple tenures, with revised rates effective May 6, impacting returns for retail investors and fixed investment plans

Investing in FDs via digital platforms offers wider choice, easy access

Digital platforms make FD investing easier, but investors must weigh risks, diversification, and post-tax returns instead of chasing high interest rates

Will FY27 be a year of fixed deposits as West Asia war dents stock returns?

Data shows that FDs beat stock market returns in FY26. Analysts, however, expect equities to outperform most asset classes in FY27 despite the ongoing geopolitical conflict in West Asia.

What are the interest rates senior citizens can get on fixed deposits?

Senior citizens get a slightly higher rate of interest on fixed deposits across public and private banks, as well as NBFCs

70% of women save, but only 40% invest beyond FDs, gold: Report

High savings, low investing: The gap in women's wealth creation widens