Page 4 - Banking

RBI absorbs ₹2 trillion via 7-day VRRR auction, first in 4 months

RBI drains Rs 2 trillion surplus liquidity through VRRR auction, its first in four months, pushing bond yields higher amid excess liquidity in banking system

Sa-Dhan unveils Sankalp 3.0 to boost governance, risk in microfinance

Sa-Dhan launches Sankalp 3.0 guardrails to improve governance, risk management and customer protection in microfinance sector amid improving asset quality

10 years of UPI: Many records, but limited incentives restrict growth

A decade after launch, UPI dominates digital payments but slowing growth and lack of MDR incentives raise questions over its next phase

Banking system liquidity improves to 4-yr high on back of Gsec maturities

Banking liquidity hits four-year high on G-sec maturities, with surplus nearing ₹5 trillion and call rates softening as RBI signals continued proactive support

RBI policy prudent, well-calibrated: Bankers welcome regulatory measures

Bankers back RBI's status quo on rates, calling it a prudent move amid global uncertainty, while welcoming steps to boost capital and MSME liquidity

RBI plans to rationalise board norms, shift focus to strategy, policy

RBI plans to revise board norms to reduce compliance burden and enable bank boards to focus more on strategy and policy, amid feedback from industry stakeholders

India's banking system resilient, safe, strong: RBI Governor Malhotra

RBI Governor says banking system remains resilient despite recent fraud cases, with no systemic risks seen and strong regulatory oversight in place

RBI proposes scrapping IFR, allows quarterly profit inclusion in CRAR

Banks could see Rs 35,000 - Rs 40,000 crore freed up of IFR corpus through reversal

Average unclaimed deposit payouts rise to ₹760 crore per month: RBI

RBI says average monthly payouts of unclaimed deposits rose to Rs 760 crore after campaigns and incentives, up from Rs 180 crore earlier, reflecting improved recovery efforts

No governance or conduct-related issues found: RBI Guv on HDFC Bank

Guv said the RBI in its press release on March 19 too had said there were no material concerns on record as regards the bank's conduct or governance

RBI sees resilience despite West Asia crisis as it keeps repo rates steady

RBI Governor Sanjay Malhotra said the West Asia conflict has raised risks to growth and inflation via oil, trade, and supply chains, but government steps on supply chains and exports may limit the imp

MSME, retail demand to drive bank credit growth by 13% in FY27: Crisil

Newer options such as acquisition financing, now allowed for banks by the RBI, should also support credit growth

Fresh loan yields diverge across PSU and private banks, says report

Meanwhile, yields on outstanding loans declined by 4 bps in February, with state-owned banks' yields easing by 1 bp and private sector banks seeing a sharper 6 bps decline

Banks unwind 75% forex bets as RBI deadline nears; rupee, bonds gain

Rupee, bonds gain ahead of central bank's policy review outcome on Wednesday

No personal hearing needed before banks tag loan accounts as fraud: SC

In its ruling, the apex court said that borrowers must be given access to the forensic audit report based on which the classification is reached

Banks' Q4FY26 performance may be stable amid global uncertainties

Stress may show up in MSME portfolio of banks going forward, brokerage say

Banks' Casa ratios rise in Jan-Mar; analysts flag seasonal boost

Banks report higher low-cost deposits in March quarter, but analysts caution the uptick is seasonal amid persistent competition and pressure on deposit mobilisation

CDs emerge as key Q4 funding source for banks despite elevated rates

Q4FY26 CD issuances hit Rs 5.27 trillion; FY26 at Rs 14 trillion, outstanding near Rs 7 trillion

RBI cancels Shirpur Merchants' Co-op Bank licence over poor finances

The Commissioner for Cooperation, Registrar of Cooperative Societies, Maharashtra has also been requested to issue an order for winding up the bank and appoint a liquidator

Bank margins to stay under pressure; recovery seen from FY27: Ambit

Deposit competition, liquidity pressures and shifting household savings are weighing on bank margins, with a meaningful recovery expected only from the first half of FY27