Page 2 - Fixed Deposit

DCB Bank cuts FD interest rates; now offers 8% for deposits below Rs 3 Cr

The bank now offers interest rates between 4.25 per cent and 8.50 per cent on FD amounts below Rs 3 crore for senior citizens for tenures ranging from 7 days to 10 years

ESFs: Ideal for investors seeking FD-plus returns, low volatility

As of January 31, 2025, ESFs managed assets worth ₹42,161 crore, according to the Association of Mutual Funds in India

Fixed deposit in Feb: IndusInd, Ujjivan SFB & 5 other banks cut/hike rates

Stock market crash has renewed focus on fixed deposits, which remain a preferred investment option

What are the best fixed deposit rates in the market for you?

If you want a low-risk investment strategy, fixed deposits may be the way to go for you. But remember, the returns will also be commensurately lower

Public vs private banks: Who offers best FD rates for senior citizens?

In terms of interest rates, small finance banks and private sector banks tend to offer higher rates compared to their public sector counterparts

Best FD rates February 2025: 10 private banks offer 7.5%+ interest

Stock market fluctuations are common, but FDs offer stability, particularly in times of volatility

A Beginner's Guide to Fixed Deposits in India

This instrument allows you to earn interest on your idle funds for a set period of time.

Shivalik Small Finance Bank cuts FD interest rates to 9.05% from 9.30%

Lender cuts rates by 25 bps, lowering the highest rate to 9.05% from 9.30% for senior citizens on tenures ranging from 12 months and 1 day to less than 18 months

Arbitrage funds beat bank FDs with higher returns amid market volatility

Amid continuous market volatility, arbitrage funds have surpassed public bank fixed deposits (FDs) in terms of one-year returns

Axis Bank customers can now open an FD through UPI from non-Axis accounts

Axis Bank customers can open Fixed Deposits (FDs) with its mobile application, using funds from their non-Axis Bank accounts via UPI and Net Banking payment options.

Earn 8% or more: Lock in your FDs before banks start cutting interest rates

With banks likely to adjust their rates downward, fixed deposit returns could shrink in the coming months

Fixed deposit rates may fall after RBI cut - what investors can do now

With interest rates likely to decline further, FD investors may need to rethink their approach

Shivalik Small Finance Bank offers 9.30% interest to senior citizens on FD

Lender offers interest rate of 8.80% on fixed deposits for general citizens and 9.30% on FDs for senior citizens on select tenures

Axis Bank increases interest rates for fixed deposits, offers up to 7.75%

Lender offers 3.5% to 7.75% for senior citizens for tenures ranging seven days to 10 years for amounts less than Rs 3 crore

Top FD rates in 22 private & public banks for short, long-term investments

Among private sector banks, DCB Bank offers the highest interest rate of 8.05% for fixed deposits with a tenure of 19 to 20 months

Fixed deposits: Budget 2025 tax incentives may impact interest rates

Fixed deposits (FDs) remain one of the most popular investment options for Indians

Budget 2025: Experts urge govt to rethink FD tax rules for investors

Many investors are contemplating whether to prioritise safer investment options like fixed deposits (FDs)

IDBI Bank unveils Chiranjeevi Super Senior Citizen FD, offers 8.5% interest

This scheme offers an additional 65 basis points (bps) over the bank's standard fixed deposit rates and 15 basis points (bps) over the senior citizen rates

HDFC Bank hikes fixed deposit rates to 7.9% from 7.75%

The bank offers fixed deposits (FDs) with tenures ranging from 7 days to 10 years, featuring annual interest rates between 3 per cent and 7.90 per cent

Top FD rates in January, 2025: 10 banks offering 8% or more interest

Among the options, Unity Small Finance Bank and North East Small Finance Bank provide the highest rates, offering up to 9% for select tenures