Page 20 - Indian Banking System

Govt to infuse Rs 14,500 crore in 4 banks, issue recapitalisation bonds

Special securities shall be non-interest bearing and no interest shall be payable on issue of the securities

Moratorium verdict: Prepare for shock when a more realistic picture emerges

Loan Moratorium verdict: It also declared that compound interest will not be charged for the period of moratorium.

RBI Dy Guv Kanungo may get extension; interviews to find successor nixed

The move comes at a time when the central bank is working on digital currency

Reserve Bank loosens grip on yields at auction to leave traders guessing

RBI sold some of 10-year debt at 6.22 per cent on Friday, compared with about 6 per cent in previous auctions

Covid-19 pandemic impact will pose challenge to Indian banks in FY22: Fitch

Indian banks, particularly state banks, remained more risk-averse than in prior years, which was reflected in their weak credit growth

Digital currency an idea that can go far, but will RBI explore it?

Skepticism is high about "Retail Direct" because previous attempts at bringing public debt to the masses haven't gone anywhere

RBI plans Rs 3 trillion in sovereign bond purchases to cap yield at 6%

The Reserve Bank of India has so far bought about Rs 2.5 trillion of net debt in the current financial year

How RBI plans to revive PMC Bank through a three-pronged strategy

In a first, DICGC to be roped in to fund revival; RBI to open credit line to tide over liquidity issues; minimum capital from promoter to meet 9% capital adequacy ratio; 3 investors submit final offer

Statsguru: Bank lending in the slow lane amid Covid-19 pandemic

In a period of slowing credit growth, only PSUs have sequentially borrowed more, and that too, only from private banks

On the chessboard: 2021 will see tectonic shifts in the banking industry

India Inc could make a re-entry into commercial banking - 40 years after the last round of bank nationalisation in 1980

Short-cut on bank recap

P&SB's zero-coupon bonds violate prudent accounting practices

Best of BS Opinion: Fifty shades of media, digital dangers, and more

Here's a selection of Business Standard opinion pieces for the day

Why banks should spend on branches despite increased digital penetration

Though the functions of a branch may have not changed in years, their focus has shifted from transaction to customer retention

Former PNB chief manager, two associates held in Delhi for loan fraud

A former chief manager of a public sector bank and his two associates were arrested in Delhi for allegedly misappropriating funds through a loan fraud, police said on Wednesday

Banking system liquidity on the slide due to advance tax outflow

As of Monday, the banking system liquidity was at a surplus of Rs 4.95 trillion, as against Rs 6.13 trillion a week earlier, on the eve of the deadline for the third instalment of advance tax

Best of BS Opinion: India's farm reforms, Covid-19 vaccine, and more

Here's a selection of Business Standard opinion pieces for the day

Interchange of Rs 15 makes ATM channel unviable: NCR India's Navroze Dastur

NCR Corporation, the world's largest vendor of ATMs, has over 50 per cent share of the local market, but business could be better, says NAVROZE DASTUR

S&P affirms Union Bank's long, short term rating, revises SACP to 'BB-'

The bank's capital buffers have weakened due to the its merger with Andhra Bank and Corporation Bank earlier this year

Anatomy of Indian banking

Book review of Hits and Misses - The Indian Banking Story

Why private banks, their ownership structures need to be strictly regulated

Basic principles and international practice suggest that opening the door to the ownership of banks in India by large corporate/industrial houses should be done, if at all, with utmost caution