Page 43 - Personal Finance

IPO vs NFO: How to decide which is a better investment option for you

Determining whether an IPO or NFO is better for investment depends largely on individual financial goals and risk tolerance

Sri Lanka to offer visa-free entry to Indians, 34 other nations from Oct 1

Citizens from various countries, including India, the UK, China, the US, and Germany, will enjoy this visa-free travel to Sri Lanka

This term insurance offers Rs 3 lakh instant payout, 50% illness benefit

Tata AIA's Sampoorna Raksha Promise offers features like instant claim payouts and benefits for those diagnosed with terminal illnesses

Drive less, pay less: Why 'Pay as You Drive' insurance may be right for you

Pay As You Drive (PAYD) is a "usage-based" car insurance

Russia's new rule on temporary residency: Who qualifies and how to apply

The new programme removes the need for applicants to prove their knowledge of the Russian language, history, or laws

Mpox outbreak: What travellers from US, India, & other countries must know

Since 2022, the WHO has reported 99,176 Mpox cases and 208 deaths across 116 countries

Keep loan-to-value ratio for gold below 75% to avoid topping up collateral

Only borrow an amount that can be repaid comfortably. The ratio of total EMI to take-home salary should not exceed 40 per cent

From SBI to BoB: Banks woo customers with special schemes as deposits fall

Customers are increasingly looking at alternative investment avenues, such as the capital markets, in search of better returns

9.1% interest and more: Best FD rates for senior citizens in August

For senior citizens, finding the right place to park savings is the key to ensuring financial stability in later years

Fake green card scam: How people from Gujarat, Delhi, Punjab were duped

Spotting an immigration scam isn't difficult if you know what to look for

Sent money to the wrong UPI address? Here's how to get a quick refund

The RBI has issued guidelines to help when you've sent money to the wrong UPI address

IDBI Bank increases interest rates on Utsav FD Scheme to peak 7.85%

Deposits with 444-day tenure will earn 7.85 per cent interest per annum, while those opting for a 375-day term can enjoy a 7.75 per cent annual return

Cashless health claim in just 15 mins at the time of discharge. Here's how

Policybazaar for Business, along with Paramount Health TPA and various insurance companies, has introduced the '15-Minute Express Discharge' service

US EB-5 visa cap reached for FY 2024: Here's what you should do next

The EB-5 visa offers a pathway to US permanent residency (a green card) for investors and their immediate family members

US offers citizenship pathway to 550,000 migrant spouses, stepchildren

The programme, named "Keeping Families Together," aims to remove the barriers that have long plagued noncitizen spouses of US citizens

Passive multicap funds: Low cost, broad exposure without fund manager risk

Multi-cap schemes allocate at least 25 per cent each to large, mid, and small-cap stocks, with the remaining 25 per cent invested at the fund manager's discretion

58% of blue-collar workers earn under Rs 20,000 monthly: Pay split here

Given the low wages in India, many skilled blue-collar workers are looking abroad for better opportunities

New Zealand visa fee for students doubles: From Rs 19,000 to Rs 38,190

New Zealand visa fee for students will see a steep increase, doubling from NZ$375 to NZ$750

Planning to move to Canada, US, UK, or France? A guide to jobs and salaries

Take a look at the most sought-after jobs and average pay in countries like the USA, Canada, the UK, Australia, France, and New Zealand

Raksha Bandhan 2024: Gift your sister financial literacy; some tips for you

Whether it's an investment in her future or contributing to her financial goals, a financial gift could be the most meaningful present you give this year