Personal Finance

Block cards, call 1930: What to do if you lost money in digital scam

Acting immediately and securing your accounts are effective ways to limit losses

Voice cloning, phishing, impersonation: How to spot personal finance scams

Don't respond to phone messages from unknown numbers, even if they appear to be from your bank

Wrong form, undisclosed income: Tax-filing mistakes that delay refunds

Refunds are typically processed within 4-5 weeks but delays can occur due to scrutiny, high filing volumes.

Check deviations, audit tax leakage to rebalance your investment portfolio

Tip: Ensure your growth fund hasn't quietly changed its strategy to something even riskier

Block cards, call 1930: Steps to take after suffering financial fraud

Text messages that demand you transfer money quickly or links with slightly misspelt URLs are signs of scam

Insurance, credit line: How to be financially set for medical emergencies

A contingency fund ensures that sudden healthcare expenses do not derail long-term financial stability

Save first, spend later: Steps to meet your long-term financial goals

Check your progress every three to six months to ensure your savings and spending are on track

How to choose between guaranteed returns and growth-focused investments

Using a growth asset for a short-term need risks a forced sale at a loss and investing in a guaranteed asset for a 20-year goal risks loss of purchasing power

Form 16, PAN, rent agreement: Documents you need for filing tax return

Form 16 captures your salaried income but you must also cite bank interest, capital gains or freelance earnings

How to correct mistakes in your tax return after submission, refund even

No penalty is levied for revising a return, provided the original return was filed on time

Talking finances: An important conversation Indian couples fail to have

More than ₹80,000 crore lies unclaimed across banks, insurers, mutual funds and provident fund accounts, exposing a critical gap in household financial disclosure

Home loan protection plan or term cover: How borrowers should choose

If you give greater priority to flexibility, then opt for a term insurance plan

Restaurant bill dispute: Lawyer gets Rs 15,000 over Rs 151 service charge

Consumer court in Jalandhar says restaurants cannot add service charges without consent, highlighting what diners should know about their rights

NPS rule change explained: What new PFRDA audit rules mean for your savings

PFRDA has revised audit norms for NPS Points of Presence, bringing stricter checks on subscriber handling, fund processing, KYC and compliance.

EPF interest rate stays at 8.25% for FY26: What it means for your savings

EPFO will credit 8.25% interest on FY26 deposits in June, holding rates for the third straight year

DMart owner Avenue Supermarts buys Bengaluru commercial asset for Rs 106 cr

The acquisition gives Avenue Supermarts ownership of a fully developed commercial block spread across 1.7 lakh sq ft in one of Bengaluru's fastest-growing office corridors.

Can a ₹2-crore FD cost you ₹30 lakh? The Tax math investors often ignore

A ₹2-crore fixed deposit earning 8% may generate ₹16 lakh in annual interest, but investors in the highest tax bracket could lose nearly ₹4.8 lakh every year to taxes.

Don't let dark patterns quietly inflate your online shopping bills

Check the final payable amount, remove pre-ticked add-ons, and preserve screenshots if you need to complain

How NRIs should navigate changes in tax status when returning to India

As their status changes from NRI to RNOR and then to ROR, both their tax and disclosure obligations change

Custom bedrooms to retreats, Indians spend big for a good night's sleep

From premium mattresses and sleep trackers to circadian lighting and wellness retreats, affluent Indians are investing heavily in better sleep as rest becomes a key wellness priority