Personal Finance

UPI MDR explained: How new charges compare with debit, credit cards

Credit cards can cost merchants 1.5-2.5%, while debit cards can cost up to 0.9%; new UPI MDR is capped at Rs 300

UPI MDR from Oct 15: Will your SIP, automated insurance payments cost more?

The payment method matters: One-time UPI transactions and automated mandates will be treated differently under the new framework

UPI, net banking or bank transfer: What does funding your broker cost?

UPI may remain free for investors, but brokers could face a new cost every time customers move money into their trading accounts - even if they never make a trade

How to Know Whether You Are Investing or Just Reacting

Goal-based investing, fixed asset allocation and periodic reviews can help investors resist market noise, emotional impulses and costly portfolio churn.

What ongoing costs should first-time renters remember

First-time renters should budget beyond rent for setup costs, monthly bills and replacements, while prioritising essentials and avoiding debt-led overspending.

How to Create a Low-Stress Portfolio If You Hate Volatility

Risk-averse investors can balance growth, stability and liquidity through diversified assets, disciplined allocation and annual rebalancing.

UPI charges explained: What happens when you pay ₹5,000, ₹50,000 or ₹1 lakh

The government estimates about 96% of merchant payments will remain unaffected by the changes. The network processed 24.51 billion transactions valued at 29.9 trillion rupees in August.

Rera or consumer commission: Why forum should be chosen with care

Avoid duplicate claims, and enforce an existing order in the same forum

Your bank deposits are lawful but tax experts want you to keep records

A senior citizen won relief after bank records linked disputed deposits to an old fixed deposit and earlier cash withdrawals

Rakesh Roshan leases Andheri office to BeingU Studios for ₹7.3 lakh a month

With the 5% annual escalation, the initial ₹7.3 lakh monthly rent will rise to ₹7.67 lakh in the second year and about ₹8.05 lakh in the third year,

Credit-card cashback, referral bonus, online wins: What's taxable in India?

Is your credit card cashback taxable? Know the tax rules for rewards, referrals and online sales

Explained: RBI proposes 60-day debit holds for suspected mule accounts

The proposal gives account holders 20 days to explain flagged transactions, while banks face fixed timelines for action and review.

Cleartrip Elite launch: ₹9 flight date change, 20% hotel discount and more

Flipkart Gold and Myntra Insider members will receive Elite benefits by default, without having to complete the two-booking eligibility milestone~

EPFO WhatsApp channel goes live: PF balance, claims services may follow

Members can follow the verified platform for scheme alerts and announcements; interactive facilities are expected to be rolled out separately.

EPF Scheme 2026: Can govt cut your PF contribution for 3 months? Explained

The EPF Scheme, 2026 provides the Central Government with the power to defer or reduce contributions in the event of a pandemic, endemic or national disaster.

Daughter can inherit father's property despite mother's remarriage: HC

The court held that the old remarriage restriction applied to the widow, not to her daughter's independent inheritance rights

Want to own a car in Europe? These are the 10 most expensive countries

Iceland tops the list, while Luxembourg has Europe's highest annual servicing and repair bill

How senior citizens should protect themselves from insurance misselling

The regulator's action against Canara HSBC Life highlights how elderly buyers can be mis-sold unsuitable insurance products and what safeguards they should follow

Atal Pension Yojana: Exit before 60? Know withdrawal & pension claim rules

APY allows premature exit in specified cases, but subscribers may lose government co-contribution; here is how claims work.

Brent crude at $108: What does it mean for India and your investments?

Brent at $108 a barrel is certainly negative for India, but its ultimate damage depends on whether the spike is brief or sustained and whether it disrupts physical supply.