Personal Finance

Gold bars and coins hit 12-year high as bullion demand crosses 5,000 tonnes

Tense geopolitics look set to be a major contributor to gold's fortunes again in 2026, supporting a continuation of elevated central bank demand, strong gold ETF inflows,robust bar and coin demand.

Economic Survey 2026: Why India's FDI lags Malaysia, Thailand, Vietnam

Economic Survey 2026 points to Vietnam, Thailand, Taiwan, Australia, Malaysia and the Philippines to show how speed, certainty and coordination attract capital

Loans against gold surge 125% in 2025 as bullion prices soar 60% in a year

As Gold Prices Rise, Borrowers Pledge Jewellery Instead of Selling

Home loans triple in 10 years, rising to ₹37 lakh cr or 11% of India's GDP

Housing finance also expanded steadily, with outstanding individual housing loans more than tripling from about ₹10 lakh crore as at the end of March 2015 to over ₹37 lakh crore at end March 2025

Silver screaming but history says be careful: What investors should do now

At 46:1, Gold-Silver Ratio Enters Zone Linked to Past Silver Corrections

Home affordability: Consider peripheral localities, smaller house sizes

If going from a 2-BHK to a 3-BHK pushes the EMI beyond comfort, the bigger house becomes a risk rather than a solution

Check the different rates and tenures for Personal Loans

A personal loan is a handy financial instrument to tide over short-term cash crunch, especially for major, one-time expenses

Silver rally: Unwinding of premiums, profit-taking could trigger correction

New investors should enter gradually, invest with a 5-10 year horizon, and cap exposure at 5-7 per cent of the portfolio

Locker items lost, damaged or stolen: How much are banks liable for?

Under RBI's locker framework, a bank's liability is limited to 100 times the annual locker rent

PFRDA's Swasthya Pension Scheme explained: where it helps, risks involved

Designed as a healthcare buffer under NPS, not a substitute for full health cover, says experts

From utility to sanctuary: Why Indians are investing in luxury bathrooms

Once a functional afterthought, the bathroom is now one of the most invested-in spaces in Indian homes, driven by wellness, design and long-term performance

Foreign investors pull ₹16,500 cr from equities; FPI share hits 13-yr low

As foreign investors pulled back, domestic institutional investors (DIIs) stepped forward. Mutual funds and insurance companies remained consistent net buyers, cushioning the impact of FPI selling.

Fund review: HDFC Large Cap Fund

Fund review: HDFC Large Cap Fund

Fund review: DSP Large Cap Fund

Fund review: DSP Large Cap Fund

Wrong UPI payment? Here's what you can recover and what you can't

While the RBI mandates compensation for technical failures, recovering funds sent to a wrong UPI ID remains a manual process dependent on the recipient's consent and swift bank intervention

Senior citizen fixed deposit rates at 6.8-8.1%: Check offers by top banks

Small finance banks are outperforming their larger rivals by offering senior citizens premium yields of over 8%, providing a crucial safety net for retirement income

Fixed deposit rates at 5-8%: Check latest offers from various banks

Small finance banks outperforming public sector rivals by offering retail deposit rates of up to 8%

Rs 1000 cr bet: India's rental housing market may be headed for a makeover

HDFC Capital, Curated Living Launch ₹1,000-Crore Rental Housing Platform

Pension reforms must revamp key schemes to widen coverage: Report

SBI Research report urges mandatory contributions by large private firms, tax parity and the integration of the Unified Pension Scheme to secure a rapidly ageing workforce

Fewer ATM visits, bigger withdrawals: How Indians are using cash now

On average, each ATM dispensed ₹1.21 crore per month in 2025, lower than ₹1.30 crore in the previous year, indicating a moderation in overall cash usage.