Tuesday, April 14, 2026 | 09:09 PM ISTहिंदी में पढें
Business Standard
Notification Icon
userprofile IconSearch

Personal Finance

'Data economy' of loans: What lenders look for beyond credit scores, income

Digital footprints and real-time financial behaviours are replacing traditional paperwork to determine creditworthiness for millions of Indian borrowers.

'Data economy' of loans: What lenders look for beyond credit scores, income
Updated On : 14 Apr 2026 | 3:29 PM IST

Borrowing among Indians up 44%! Household liabilities at decade high

Household financial liabilities have climbed to 6.2% of GDP, a decade high, driven by rapid growth in home loans, personal credit, and credit card spending.

Borrowing among Indians up 44%!  Household liabilities at decade high
Updated On : 14 Apr 2026 | 2:57 PM IST

Fixed deposit rates for senior citizens at 6.8-8.25%: Check April offers

Senior citizens can earn up to 8.25%; small finance banks lead and PSU and private banks offer 6.8-7.75%

Fixed deposit rates for senior citizens at 6.8-8.25%: Check April offers
Updated On : 14 Apr 2026 | 1:31 PM IST

Mid-April fixed deposit rates at 6-8.1%: Check best offers across banks

Small finance banks lead with up to 8.1% rates, while state-owned and private banks offer 6-7% across tenures

Mid-April fixed deposit rates at 6-8.1%: Check best offers across banks
Updated On : 14 Apr 2026 | 12:38 PM IST

NRI term plans surge 35% amid West Asia tensions, demand doubles: Report

Customers aged 25 to 35 accounted for 54% of all such demand last year: Paisabazaar

NRI term plans surge 35% amid West Asia tensions, demand doubles: Report
Updated On : 14 Apr 2026 | 12:11 PM IST

Great PE reset: India's deal market is moving away from billion-dollar bets

India records record quarterly deal volumes in Q1 2026 even as values fall 48 % amid slowdown in large transactions: Grant Thornton Bharat Dealtracker

Great PE reset: India's deal market is moving away from billion-dollar bets
Updated On : 14 Apr 2026 | 12:03 PM IST

Mule accounts, fake SIMs: How a ₹77 crore cyber scam could affect you

The accused set up a network of mule bank accounts to facilitate the transfer of funds derived from cyber crime and gaming-related fraud,

Mule accounts, fake SIMs: How a ₹77 crore cyber scam could affect you
Updated On : 14 Apr 2026 | 11:22 AM IST

Sobha Realty unveils lifestyle-driven 38 mn sq ft mega project in Abu Dhabi

Sobha Realty's Abu Dhabi debut: 60% green space, waterfront living

Sobha Realty unveils lifestyle-driven 38 mn sq ft mega project in Abu Dhabi
Updated On : 14 Apr 2026 | 9:59 AM IST

Health insurance for cardiac patients: Specialised plans help, check terms

A specialised indemnity heart policy makes sense for someone diagnosed with a coronary disease, or one who has undergone a procedure like angioplasty or bypass surgery

Health insurance for cardiac patients: Specialised plans help, check terms
Updated On : 13 Apr 2026 | 9:55 PM IST

HC upholds ₹40k monthly maintenance for wife who quit job for marriage

MP High Court says a wife who quits job for marriage can claim maintenance; earning capacity no bar

HC upholds ₹40k monthly maintenance for wife who quit job for marriage
Updated On : 13 Apr 2026 | 4:33 PM IST

Markets fall 11%: Axis MF's strategy for investing in uncertain times

Axis Mutual Fund outlines smart investment strategy amid market volatility

Markets fall 11%: Axis MF's strategy for investing in uncertain times
Updated On : 13 Apr 2026 | 4:13 PM IST

TDS, TCS changes in new tax year: What shifts for NRIs, investors, travel

Uniform 2% TCS, no TAN for NRI deals, single declaration: What FY27 tax changes mean for individuals

TDS, TCS changes in new tax year: What shifts for NRIs, investors, travel
Updated On : 13 Apr 2026 | 2:52 PM IST

Singer Sonu Nigam sells Karjat land parcels worth ₹1.95 crore in four deals

Singer Sonu Nigam sells paddy land in Maharashtra's Karjat across four transactions

Singer Sonu Nigam sells Karjat land parcels worth ₹1.95 crore in four deals
Updated On : 13 Apr 2026 | 2:45 PM IST

Haryana's retirement housing policy: What it means for you as a homebuyer

The Haryana Government has revised its retirement housing policy and increased the Floor Area Ratio (FAR) to 3.0.

Haryana's retirement housing policy: What it means for you as a homebuyer
Updated On : 13 Apr 2026 | 1:49 PM IST

TRACES revamp explained: What changes for TDS, TCS and property buyers

TRACES portal gets a revamp under new tax law, reshaping how TDS, TCS and property deals are handled

TRACES revamp explained: What changes for TDS, TCS and property buyers
Updated On : 13 Apr 2026 | 12:25 PM IST

Actor Akshay Kumar leases out Andheri duplex for ₹1.44 lakh monthly rent

Akshay Kumar rents out Mumbai duplex in Oberoi Complex for ₹1.44 lakh

Actor Akshay Kumar leases out Andheri duplex for ₹1.44 lakh monthly rent
Updated On : 13 Apr 2026 | 11:04 AM IST

Display steady credit behaviour for 3-6 months for easier card approval

Repay loans on time, keep credit utilisation below 30%, and avoid too many applications within a short period

Display steady credit behaviour for 3-6 months for easier card approval
Updated On : 12 Apr 2026 | 9:51 PM IST

Pension fund managers: Why consistency and risk matter in your choice

Choosing the right NPS fund manager requires evaluating returns, risk, and portfolio strategy across equity, debt, and government securities for long-term stability

Pension fund managers: Why consistency and risk matter in your choice
Updated On : 10 Apr 2026 | 10:37 PM IST

Explained: Property transfers in UP just got more affordable, hassle-free

UP-RERA caps transfer charges, sets ₹1,000 fee for family inheritance cases

Explained: Property transfers in UP just got more affordable, hassle-free
Updated On : 10 Apr 2026 | 4:35 PM IST

Executing a Will: What families must get right in controlling assets

Legal experts say establishing strict procedural control over an estate is the most vital step for executors to avoid personal liability and family disputes

Executing a Will: What families must get right in controlling assets
Updated On : 10 Apr 2026 | 4:07 PM IST