Credit score can fall despite loan repayment

Making too many loan enquiries or asking for a higher credit limit could lead to a lower score

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All NFOs aren't bad for the portfolio

19 Oct 2014

Avoid similar or large schemes. But if there is one that is beneficial from the tax or strategy perspective, consider investing ...

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40 Years Ago...And now: The rise, fall and rise of credit cards

19 Oct 2014

This business got off to a shaky start but the advent of credit bureaus de-risked it

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Bonus stripping? Be careful

19 Oct 2014

It has a tax advantage but can also land you in trouble with the tax department for booking capital loss, less liquidity and high ...

Why you should make a will

19 Oct 2014

It will save your legal heirs the hassles of proving their claim on assets. You can distribute your assets the way you choose to

Debt Counselling: Mohan Jayaraman

19 Oct 2014

Today, Mohan Jayaraman, managing director, Experian Credit Information Company of India & country manager of Experian India, ...

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Realty check

19 Oct 2014

Budget: Rs 1 - Rs 1.5 croreBusiness Standard brings you a snapshot of average current rates and unit sizes in localities that ...

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Case study

19 Oct 2014

Business Standard analyses one family's finances and suggests a way forward

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What is more lethal for your portfolio...

18 Oct 2014

Fear of having missed out on the bull run or the greed of squeezing more from markets

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Sell shares of unlisted companies through off-market transfer

16 Oct 2014

With a number of regional stock exchanges facing closure, this is perhaps the only option for investors

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Avoid churning your portfolio too much

15 Oct 2014

The taxman may classify the gains from investment as business income, which could be taxed at 30%

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Not everyone needs a term plan

14 Oct 2014

Pure life covers are meant to replace loss of income for an earning family member. Hence, senior citizens and children should not ...

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Loan against shares, MFs not a good option

13 Oct 2014

While rates are lower than personal loans, not all scrips are eligible. You will need to provide additional liquidity if value of ...

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Dealing with legacy investments

13 Oct 2014

Wading through your age-old investment documents to redeem your hard-earned money back can be quite a pain for your child. Hence, ...

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Why open offers aren't attractive for many investors

13 Oct 2014

If the share price runs up, sell in the secondary market. Tax anomaly makes these offers unattractive

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40 Years Ago...and now: Health insurance- From only govt to baby steps by the private sector

13 Oct 2014

With health care costs rising 18 per cent annually, having a high cover has become a necessity

Airlines' liability limited unless consignment value declared

13 Oct 2014

Rajesh Vora (name changed) had placed an order with Gems Art Factory at Jaipur for supply of four handmade silk carpets worth ...

Neemrana (Rajasthan): High appreciation potential

13 Oct 2014

Neemrana is one of the fastest growing industrial centres in North India. This area is advantageously located on NH-8, in ...

General Insurance: Bhargav Dasgupta

13 Oct 2014

I am 29; my parents are 63 and 56. I want to buy health insurance plan(s) for my parents. Should I buy individual plans for both ...

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