Sanjay Kumar

Balanced Advantage Funds have had a weak year, but advisors warn against knee-jerk exits, saying investors should stay invested unless a fund persistently lags peers and benchmarks

People, says Mr Housel, rarely make grave spending mistakes when trying to meet basic needs. Misjudgments arise once they graduate to the realm of discretionary spending

Do financial planning to determine whether you are investing enough to meet your goals

Instead of falling prey to FOMO and diving in headlong, new investors should enter gradually and with a long horizon

Why for beginners financial independence is less about picking the right stocks and more about avoiding mistakes early on

Before investing, check the proportion of A1+ holdings and their composition

Those holding crypto keys in a cold wallet must store seed phrases offline in a secure location

It is hard to fathom how any organisation could build a sustainable business by offering high-quality products at affordable prices, but many have done just that. H.I.T. Investing tells their stories

Fund houses have launched debt-arbitrage FoFs to attract investors in higher tax brackets

Loans from registered NBFCs or banks come with a key fact statement (KFS), a sanction letter, and a loan agreement detailing all costs

Learn who gets the insurance proceeds if the policyholder and the nominee both pass away in an accident

Estimate your annual OPD expenses to decide suitable sum insured

Give equal weight to safety so that you avoid loss of capital in your fixed-income portfolio

Borrowers can maximise savings when interest rates fall by retaining their EMI and reducing tenure, while also benefiting from repo-linked loans and selective prepayments

With rains already flooding major cities, insurers advise critical add-ons like engine and battery protection to avoid costly vehicle repairs and ease claim settlement

If you are worried about a US-only exposure following the downgrade of US government debt, go for a globally diversified fund

Try bringing condition under control to improve chances of getting coverage

Jefferies estimates India's defence sector opportunity at US$100-120 billion over the next five-six years

NRIs must also comply with the tax filing norms that apply to them once their residency status changes

A higher expense means a larger portion of the return goes to the asset management company