Sanjay Kumar

The Supreme Court has clarified that property inherited by a father under Section 8 of the Hindu Succession Act is his individual property, giving children no automatic birthright to it.

Continue SIPs and diversify across domestic and international equities, gold and fixed income

Restore your target allocation to gold, maintain realistic return expectations, and be prepared for near-term volatility

The new Class 9 Social Science textbook covers mutual funds, income tax, EMIs, budgeting and business planning, aiming to equip students with practical financial and entrepreneurial skills

Overseas property now accounts for 13 per cent of surveyed buyers' wealth, up from about 5 per cent a decade ago. Experts explain the remittance limits, tax obligations and risks investors must assess

Read the policy wording and understand the sub-limits and network-related issues before purchasing the policy

Harsh Roongta says investors should seek personalised advice from advisers with a long-term stake in their well-being, repay loans, secure insurance and build savings habits

A Delhi consumer court ruling highlights why insurers cannot reject claims over unreasonable document demands and why policyholders must ensure their medical records are accurate.

Prioritise money for immediate expenses, trace assets, check nomination and inheritance rights

Homebuyers should assess the actual savings from festive real estate offers, negotiate for useful benefits and verify project approvals, costs and delivery timelines before committing.

Check policy conditions for co-payments, exclusions, waiting periods and claim restrictions before opting for unlimited health cover; compare premiums and super top-up alternatives

Read the rating rationale, compare yields and match maturities to when you need the money

Both options can lower premiums, but they increase out-of-pocket expenses during claims. Understand how they work before choosing a health insurance policy

Higher rates could lift deposit returns while raising borrowing costs and affecting debt fund returns

Investors should compare the premiums under NPS Swasthya with those of the standalone super top-ups offered by insurance companies

Check whether weak returns reflect the market cycle before changing your pension fund manager

Consider investing through platforms with access to foreign markets or via MFs in GIFT City

Check the notices and possession records; report a secret or forcible seizure promptly; and seek urgent relief before an auction

Compare the annual percentage rates across players, and also compare the total cost of cash and EMI options to understand the actual cost

The regulator's action against Canara HSBC Life highlights how elderly buyers can be mis-sold unsuitable insurance products and what safeguards they should follow