Banking System

RBI to conduct overnight VRR auction to infuse ₹1.25 trillion liquidity

The Reserve Bank of India will conduct an overnight VRR auction on Thursday to manage evolving liquidity conditions and keep overnight rates aligned with the policy repo rate

Updated On: 20 May 2026 | 8:37 PM IST

Invisible crisis: AI-powered cyber-attacks can endanger financial stability

The IMF warns that AI-powered cyberattacks could threaten global financial stability, exposing vulnerabilities in digital payment systems and banking infrastructure

Updated On: 19 May 2026 | 10:45 PM IST

RBI to conduct five-day VRR auction on Wednesday for ₹1.5 trillion

The Reserve Bank of India will conduct a five-day variable rate repo auction to manage evolving liquidity conditions in the banking system

Updated On: 19 May 2026 | 7:48 PM IST

Bank credit grows 16% in fortnight ended April 30, shows RBI data

Bank credit expanded 16 per cent year-on-year in the fortnight ended April 30, while deposit growth edged up to 12.3 per cent, RBI data showed

Updated On: 08 May 2026 | 9:50 PM IST

Microfinance sector posts Q4FY26 growth after eight quarters of decline

The microfinance sector's gross loan portfolio rose sequentially in Q4FY26, supported by higher loan originations, bigger ticket sizes and improving asset quality

Updated On: 07 May 2026 | 8:27 PM IST

RBI announces Rs 75,000 crore four-day VRR auction amid surplus liquidity

The Reserve Bank of India will conduct a four-day variable rate repo auction worth Rs 75,000 crore to manage evolving liquidity conditions in the banking system

Updated On: 06 May 2026 | 8:26 PM IST

RBI mops up ₹2 trillion through VRRR auction amid surplus liquidity

Central bank absorbs surplus liquidity as banks bid Rs 2.28 trillion in VRRR auction, reflecting robust demand amid easing liquidity conditions

Updated On: 17 Apr 2026 | 6:01 PM IST

India's liquidity surplus hides deeper funding stress in banking system

Despite a headline liquidity surplus, India's banking system faces tightening funding conditions, rising short-term rates, and persistent external pressures weighing on liquidity

Updated On: 16 Apr 2026 | 5:54 PM IST

Banking liquidity surplus stays over ₹5 trillion for fifth straight day

Surplus liquidity in the banking system remained above Rs 5 trillion for the fifth straight day, supported by government spending and bond redemptions

Updated On: 15 Apr 2026 | 11:31 PM IST

Four executive directors in fray for RBI deputy governor's post

Vivek Deep, Rohit Jain, Radha Shyam Ratho and Ajay Kumar - all executive directors of RBI - will likely be interviewed for the post on Monday

Updated On: 10 Apr 2026 | 11:20 PM IST

Banking system liquidity improves to 4-yr high on back of Gsec maturities

Banking liquidity hits four-year high on G-sec maturities, with surplus nearing ₹5 trillion and call rates softening as RBI signals continued proactive support

Updated On: 09 Apr 2026 | 10:24 PM IST

India's banking system resilient, safe, strong: RBI Governor Malhotra

RBI Governor says banking system remains resilient despite recent fraud cases, with no systemic risks seen and strong regulatory oversight in place

Updated On: 08 Apr 2026 | 11:13 PM IST

Warren Buffett cautions about fragility emerging in the banking system

"They all affect each other, and the troubles from one can spread over to another," Buffett, the chairman of Berkshire Hathaway Inc., said

Updated On: 01 Apr 2026 | 12:09 AM IST

RBI injects ₹55,837 crore in banking system through 3-day VRR auction

The Reserve Bank of India (RBI) on Tuesday injected Rs 55,837 crore transient liquidity into the banking system through three-day variable rate repo (VRR) auction. The RBI injected the funds at cut-off and weighted average rates of 5.26 per cent, the central bank said in a release. The liquidity injected was much lower than the notified amount of Rs 1 lakh crore, despite the sharp drop in surplus liquidity in the banking system due to advance tax payments. Currently, liquidity in the banking system is estimated to be in surplus of about Rs 26,196.36 crore as on March 23. In the last few days, the central bank infused transient liquidity of Rs 2,08,208 crore into the banking system through VRR auctions of various tenures. Prior to this, the RBI infused Rs 3.50 lakh crore of durable liquidity into the banking system through open market purchase (OMO) of government securities since January 2026.

Updated On: 24 Mar 2026 | 2:24 PM IST

Banking liquidity in deficit after 2 months tax outflows, GST payments

Banking system liquidity slipped into deficit after two months due to tax and GST outflows, though experts expect a return to surplus in early April

Updated On: 23 Mar 2026 | 10:21 PM IST

Banking liquidity turns deficit in 2026 on tax outflows, weak RBI support

Banking system liquidity often takes a hit towards the end of India's fiscal year which runs through March 31, temporarily pushing up super-short-term borrowing costs

Updated On: 23 Mar 2026 | 3:30 PM IST

Willing and raring to go for a new term: HDFC Bank's Sashidhar Jagdishan

HDFC Bank CEO Sashidhar Jagdishan says Chakraborty's exit and UAE onboarding gaps are unrelated, stresses strong governance, compliance fixes, and growth-focused strategy ahead

Updated On: 22 Mar 2026 | 11:22 PM IST

RBI to infuse ₹75,000 crore via three-day VRR auction as liquidity tightens

Central bank to hold three-day VRR auction on Friday as surplus liquidity falls below ₹1 trillion amid advance tax and GST outflows

Updated On: 18 Mar 2026 | 8:26 PM IST

Bank fraud: The blind spots of risk control and the culture behind failures

Sophisticated systems track risk, but culture - shaped by incentives and frontline pressures - remains the real control

Updated On: 10 Mar 2026 | 10:36 PM IST

RBI injects ₹50K cr durable liquidity in banking system via OMO purchases

The Reserve Bank of India (RBI) on Monday injected Rs 50,000 crore into the banking system through Open Market Operation (OMO) purchases of government securities, according to a release. The Central bank purchased 6.33 per cent GS (Government Security) 2035 bonds worth Rs 13,507 crore, 6.01 per cent GS 2030 worth Rs 13,494 crore, 6.10 per cent GS 2031 of Rs 8,157 crore, 7.30 per cent GS 2053 of Rs 6,955 crore, 7.18 per cent GS 2033 worth Rs 4,479 crore, 6.92 per cent GS 2039 of Rs 2,304 crore, and 6.19 per cent GS 2034 of Rs 1,104 crore, it said. The liquidity in the banking system, currently, is estimated to be in surplus of around Rs 2.41 lakh crore. The OMO purchase auction was announced ahead of expected heavy outflows from the banking system due to advance tax and Goods and Services Tax (GST) payments scheduled later this month. This comes even as liquidity conditions in the banking system currently remain in a significant surplus of Rs 3.02 lakh crore. As per RBI data, it has

Updated On: 09 Mar 2026 | 4:40 PM IST