Fixed Deposits

Data shows that FDs beat stock market returns in FY26. Analysts, however, expect equities to outperform most asset classes in FY27 despite the ongoing geopolitical conflict in West Asia.

Senior citizens get a slightly higher rate of interest on fixed deposits across public and private banks, as well as NBFCs

High savings, low investing: The gap in women's wealth creation widens

FD vs fund: ₹10,000 grows to ₹43,800 in this 21-year-old scheme

The entire retirement corpus will not be needed on day one, so it should be split into growth and income-generation buckets to manage inflation and longevity risks

Here is a detailed list of the fixed deposit interest rates being offered by various banks across different tenures

If you are a conservative investor who invests primarily in bank fixed deposits but wants to boost your returns by 1-2 percentage points, consider investing in a corporate fixed deposit

Senior citizens get a slightly higher rate of interest on fixed deposits across public and private banks, as well as NBFCs

Legal experts explain when children or grandchildren can inherit FDs, what nominees can do, and which documents banks will ask for

Senior citizens typically get a marginally higher rate of interest for fixed deposits, which are a low-risk, but lower-return, investment vehicle

'Inflation eating returns', says Nitin Kaushik about investment choice of many Indians.

The 50:50 split is highly effective for those navigating competing responsibilities: supporting children, managing loans, and caring for elders, while dreaming of vacations and legacy.

All companies offer an additional interest rate for senior citizens, according to Paisabazaar

Fund houses have launched debt-arbitrage FoFs to attract investors in higher tax brackets

Check a lender's financial strength and your liquidity needs when you select offer

Despite repo rate cuts, 15 banks still offer 7.80 per cent or higher on fixed deposits for senior citizens, with some going up to 9.10 per cent for specific tenures below Rs 3 crore

So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them not to DICGC's fine print but to hybrid funds

Give equal weight to safety so that you avoid loss of capital in your fixed-income portfolio

Reserve Bank of India plans to block overseas fixed deposits under Liberalised Remittance Scheme to curb misuse, protect forex reserves, and prevent passive capital flight by resident Indians

PNB and Canara Bank have updated their fixed deposit rates, offering new opportunities for both general customers and senior citizens