Fixed Deposits

Enforcement Directorate raids across Haryana and Punjab as probe tracks forged FDs, fake accounts and diversion of municipal funds

Shriram Finance has cut fixed deposit rates across multiple tenures, with revised rates effective May 6, impacting returns for retail investors and fixed investment plans

Digital platforms make FD investing easier, but investors must weigh risks, diversification, and post-tax returns instead of chasing high interest rates

Data shows that FDs beat stock market returns in FY26. Analysts, however, expect equities to outperform most asset classes in FY27 despite the ongoing geopolitical conflict in West Asia.

Senior citizens get a slightly higher rate of interest on fixed deposits across public and private banks, as well as NBFCs

High savings, low investing: The gap in women's wealth creation widens

FD vs fund: ₹10,000 grows to ₹43,800 in this 21-year-old scheme

The entire retirement corpus will not be needed on day one, so it should be split into growth and income-generation buckets to manage inflation and longevity risks

Here is a detailed list of the fixed deposit interest rates being offered by various banks across different tenures

If you are a conservative investor who invests primarily in bank fixed deposits but wants to boost your returns by 1-2 percentage points, consider investing in a corporate fixed deposit

Senior citizens get a slightly higher rate of interest on fixed deposits across public and private banks, as well as NBFCs

Legal experts explain when children or grandchildren can inherit FDs, what nominees can do, and which documents banks will ask for

Senior citizens typically get a marginally higher rate of interest for fixed deposits, which are a low-risk, but lower-return, investment vehicle

'Inflation eating returns', says Nitin Kaushik about investment choice of many Indians.

The 50:50 split is highly effective for those navigating competing responsibilities: supporting children, managing loans, and caring for elders, while dreaming of vacations and legacy.

All companies offer an additional interest rate for senior citizens, according to Paisabazaar

Fund houses have launched debt-arbitrage FoFs to attract investors in higher tax brackets

Check a lender's financial strength and your liquidity needs when you select offer

Despite repo rate cuts, 15 banks still offer 7.80 per cent or higher on fixed deposits for senior citizens, with some going up to 9.10 per cent for specific tenures below Rs 3 crore

So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them not to DICGC's fine print but to hybrid funds