Fixed Deposits

The lender has increased rates on fixed deposits in the two- to five-year buckets as banks intensify efforts to mobilise deposits amid widening credit-deposit gaps

Tip: Keeping excess funds in fixed deposits may not be beneficial for the long term due to inflation and other factors

Equity savings funds usually suffer much lower drawdowns than pure equity funds

Senior citizens get a higher rate of interest on fixed deposits across public, private, and foreign banks, as well as small finance banks

The state-owned lender has increased rates on select non-callable domestic fixed deposits, while Unity Small Finance Bank has revised rates on its 501-day scheme

Know how quickly you can earn money, what the interest rates are, taxes you may have to pay

Large-ticket deposits are gaining prominence as banks struggle to mobilise retail savings, increasing reliance on a small pool of high-value depositors

Bank of India has revised interest rates on select fixed deposits below ₹3 crore across medium and long-term tenures, with the revised rates taking effect from May 18

Chasing high returns by investing in lower-rated instruments could result in loss of principal

If you are a conservative investor who invests primarily in bank fixed deposits but wants to boost your returns by 1-2 percentage points, consider investing in a corporate fixed deposit

Enforcement Directorate raids across Haryana and Punjab as probe tracks forged FDs, fake accounts and diversion of municipal funds

Shriram Finance has cut fixed deposit rates across multiple tenures, with revised rates effective May 6, impacting returns for retail investors and fixed investment plans

Digital platforms make FD investing easier, but investors must weigh risks, diversification, and post-tax returns instead of chasing high interest rates

Data shows that FDs beat stock market returns in FY26. Analysts, however, expect equities to outperform most asset classes in FY27 despite the ongoing geopolitical conflict in West Asia.

Senior citizens get a slightly higher rate of interest on fixed deposits across public and private banks, as well as NBFCs

High savings, low investing: The gap in women's wealth creation widens

FD vs fund: ₹10,000 grows to ₹43,800 in this 21-year-old scheme

The entire retirement corpus will not be needed on day one, so it should be split into growth and income-generation buckets to manage inflation and longevity risks

Here is a detailed list of the fixed deposit interest rates being offered by various banks across different tenures

If you are a conservative investor who invests primarily in bank fixed deposits but wants to boost your returns by 1-2 percentage points, consider investing in a corporate fixed deposit